Chase Southwest Rapid Rewards Priority vs World of Hyatt Business Credit Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- World of Hyatt Business Credit Card 1.7% 1x base rate
- Southwest Rapid Rewards Priority 1.3% 1x base rate
Dining
- Southwest Rapid Rewards Priority 2.5% 2x
- World of Hyatt Business Credit Card 1.7% 1x base rate
Gas
- Southwest Rapid Rewards Priority 2.5% 2x
- World of Hyatt Business Credit Card 1.7% 1x base rate
Gyms
- World of Hyatt Business Credit Card 3.3% 2x
- Southwest Rapid Rewards Priority 1.3% 1x base rate
Flights
- Southwest Rapid Rewards Priority 5.0% 4x
- World of Hyatt Business Credit Card 1.7% 1x base rate
Lyft
- Southwest Rapid Rewards Priority 6.3% 5x
- World of Hyatt Business Credit Card 1.7% 1x base rate
What the numbers are doing
World of Hyatt Business Credit Card tops everything else at 1.7% only because this table values its points at 1.65 cents each. Value them at one cent and Southwest Rapid Rewards Priority wins that category instead.
The table is earn rate only — annual fees are not netted out of it. These cards charge Southwest Rapid Rewards Priority $229 and World of Hyatt Business Credit Card $199 a year, so a thin lead in one category may not cover the difference.
Where they differ: World of Hyatt Business Credit Card takes everything else and gyms; Southwest Rapid Rewards Priority takes dining, gas, flights and lyft.
| Category | Best card |
|---|---|
| Everything else | World of Hyatt Business Credit Card1.7% |
| Dining | Southwest Rapid Rewards Priority2.5% |
| Gas | Southwest Rapid Rewards Priority2.5% |
| Gyms | World of Hyatt Business Credit Card3.3% |
| Flights | Southwest Rapid Rewards Priority5.0% |
| Lyft | Southwest Rapid Rewards Priority6.3% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- World of Hyatt Business Credit Card — 1.7%
- Southwest Rapid Rewards Priority — 1.3%
Dining
- Southwest Rapid Rewards Priority — 2.5%
- World of Hyatt Business Credit Card — 1.7%
Gas
- Southwest Rapid Rewards Priority — 2.5%
- World of Hyatt Business Credit Card — 1.7%
Gyms
- World of Hyatt Business Credit Card — 3.3%
- Southwest Rapid Rewards Priority — 1.3%
Flights
- Southwest Rapid Rewards Priority — 5.0%
- World of Hyatt Business Credit Card — 1.7%
Lyft
- Southwest Rapid Rewards Priority — 6.3%
- World of Hyatt Business Credit Card — 1.7%
This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.
iPhone app · not yet released
Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.
Open this ranking in the generatorA cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.