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Chase Southwest Rapid Rewards Plus vs Southwest Rapid Rewards Priority

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Southwest Rapid Rewards Plus 1.3% 1x base rate
  2. Southwest Rapid Rewards Priority 1.3% 1x base rate

Dining

  1. Southwest Rapid Rewards Priority 2.5% 2x
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Groceries

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Southwest Rapid Rewards Priority 1.3% 1x base rate

Gas

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Southwest Rapid Rewards Priority 2.5% 2x

Flights

  1. Southwest Rapid Rewards Priority 5.0% 4x
  2. Southwest Rapid Rewards Plus 2.5% 2x

Lyft

  1. Southwest Rapid Rewards Priority 6.3% 5x
  2. Southwest Rapid Rewards Plus 2.5% 2x

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Southwest Rapid Rewards Plus $99 and Southwest Rapid Rewards Priority $229 a year, so a thin lead in one category may not cover the difference.

Where they differ: Southwest Rapid Rewards Priority takes dining, flights and lyft; Southwest Rapid Rewards Plus takes groceries.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseSouthwest Rapid Rewards Plus1.3%
DiningSouthwest Rapid Rewards Priority2.5%
GroceriesSouthwest Rapid Rewards Plus2.5%
GasSouthwest Rapid Rewards Plus2.5%
FlightsSouthwest Rapid Rewards Priority5.0%
LyftSouthwest Rapid Rewards Priority6.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Southwest Rapid Rewards Plus — 1.3%
  2. Southwest Rapid Rewards Priority — 1.3%

Dining

  1. Southwest Rapid Rewards Priority — 2.5%
  2. Southwest Rapid Rewards Plus — 1.3%

Groceries

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Southwest Rapid Rewards Priority — 1.3%

Gas

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Southwest Rapid Rewards Priority — 2.5%

Flights

  1. Southwest Rapid Rewards Priority — 5.0%
  2. Southwest Rapid Rewards Plus — 2.5%

Lyft

  1. Southwest Rapid Rewards Priority — 6.3%
  2. Southwest Rapid Rewards Plus — 2.5%
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