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Chase Southwest Rapid Rewards Premier Credit Card vs Southwest Rapid Rewards Plus

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Dining

  1. Southwest Rapid Rewards Premier Credit Card 2.5% 2x
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Groceries

  1. Southwest Rapid Rewards Premier Credit Card 2.5% 2x
  2. Southwest Rapid Rewards Plus 2.5% 2x

Gas

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate

Flights

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate

Lyft

  1. Southwest Rapid Rewards Premier Credit Card 3.8% 3x
  2. Southwest Rapid Rewards Plus 2.5% 2x

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Southwest Rapid Rewards Premier Credit Card $149 and Southwest Rapid Rewards Plus $99 a year, so a thin lead in one category may not cover the difference.

Where they differ: Southwest Rapid Rewards Premier Credit Card takes dining and lyft; Southwest Rapid Rewards Plus takes gas and flights.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseSouthwest Rapid Rewards Premier Credit Card1.3%
DiningSouthwest Rapid Rewards Premier Credit Card2.5%
GroceriesSouthwest Rapid Rewards Premier Credit Card2.5%
GasSouthwest Rapid Rewards Plus2.5%
FlightsSouthwest Rapid Rewards Plus2.5%
LyftSouthwest Rapid Rewards Premier Credit Card3.8%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Southwest Rapid Rewards Premier Credit Card — 1.3%
  2. Southwest Rapid Rewards Plus — 1.3%

Dining

  1. Southwest Rapid Rewards Premier Credit Card — 2.5%
  2. Southwest Rapid Rewards Plus — 1.3%

Groceries

  1. Southwest Rapid Rewards Premier Credit Card — 2.5%
  2. Southwest Rapid Rewards Plus — 2.5%

Gas

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Southwest Rapid Rewards Premier Credit Card — 1.3%

Flights

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Southwest Rapid Rewards Premier Credit Card — 1.3%

Lyft

  1. Southwest Rapid Rewards Premier Credit Card — 3.8%
  2. Southwest Rapid Rewards Plus — 2.5%
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