Chase Southwest Rapid Rewards Performance Business Credit Card vs Southwest Rapid Rewards Premier Business Credit Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Southwest Rapid Rewards Performance Business Credit Card 1.3% 1x base rate
- Southwest Rapid Rewards Premier Business Credit Card 1.3% 1x base rate
Dining
- Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
- Southwest Rapid Rewards Premier Business Credit Card 2.5% 2x
Gas
- Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
- Southwest Rapid Rewards Premier Business Credit Card 2.5% 2x
Hotels
- Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
- Southwest Rapid Rewards Premier Business Credit Card 1.3% 1x base rate
Public transit
- Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
- Southwest Rapid Rewards Premier Business Credit Card 1.3% 1x base rate
Rideshare & taxis
- Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
- Southwest Rapid Rewards Premier Business Credit Card 1.3% 1x base rate
Lyft
- Southwest Rapid Rewards Performance Business Credit Card 6.3% 5x
- Southwest Rapid Rewards Premier Business Credit Card 3.8% 3x
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Southwest Rapid Rewards Performance Business Credit Card $299 and Southwest Rapid Rewards Premier Business Credit Card $149 a year, so a thin lead in one category may not cover the difference.
Where they differ: Southwest Rapid Rewards Performance Business Credit Card takes hotels, public transit, rideshare & taxis and lyft. Southwest Rapid Rewards Premier Business Credit Card wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Southwest Rapid Rewards Performance Business Credit Card1.3% |
| Dining | Southwest Rapid Rewards Performance Business Credit Card2.5% |
| Gas | Southwest Rapid Rewards Performance Business Credit Card2.5% |
| Hotels | Southwest Rapid Rewards Performance Business Credit Card2.5% |
| Public transit | Southwest Rapid Rewards Performance Business Credit Card2.5% |
| Rideshare & taxis | Southwest Rapid Rewards Performance Business Credit Card2.5% |
| Lyft | Southwest Rapid Rewards Performance Business Credit Card6.3% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Southwest Rapid Rewards Performance Business Credit Card — 1.3%
- Southwest Rapid Rewards Premier Business Credit Card — 1.3%
Dining
- Southwest Rapid Rewards Performance Business Credit Card — 2.5%
- Southwest Rapid Rewards Premier Business Credit Card — 2.5%
Gas
- Southwest Rapid Rewards Performance Business Credit Card — 2.5%
- Southwest Rapid Rewards Premier Business Credit Card — 2.5%
Hotels
- Southwest Rapid Rewards Performance Business Credit Card — 2.5%
- Southwest Rapid Rewards Premier Business Credit Card — 1.3%
Public transit
- Southwest Rapid Rewards Performance Business Credit Card — 2.5%
- Southwest Rapid Rewards Premier Business Credit Card — 1.3%
Rideshare & taxis
- Southwest Rapid Rewards Performance Business Credit Card — 2.5%
- Southwest Rapid Rewards Premier Business Credit Card — 1.3%
Lyft
- Southwest Rapid Rewards Performance Business Credit Card — 6.3%
- Southwest Rapid Rewards Premier Business Credit Card — 3.8%
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