Chase Sapphire Preferred vs World of Hyatt Credit Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Sapphire Preferred 2.1% 1x base rate
- World of Hyatt Credit Card 1.7% 1x base rate
Dining
- Sapphire Preferred 6.2% 3x
- World of Hyatt Credit Card 3.3% 2x
Gas
- Sapphire Preferred 6.2% 3x
- World of Hyatt Credit Card 1.7% 1x base rate
Travel
- Sapphire Preferred 4.1% 2x
- World of Hyatt Credit Card 1.7% 1x base rate
Travel · portal
- Sapphire Preferred · Chase Travel 10.3% 5x
Ground transportation
- World of Hyatt Credit Card 3.3% 2x
- Sapphire Preferred 2.1% 1x base rate
Streaming
- Sapphire Preferred 6.2% 3x
- World of Hyatt Credit Card 1.7% 1x base rate
Gyms
- World of Hyatt Credit Card 3.3% 2x
- Sapphire Preferred 2.1% 1x base rate
Online grocery
- Sapphire Preferred 6.2% 3x
- World of Hyatt Credit Card 1.7% 1x base rate
Hotels
- World of Hyatt Credit Card 6.6% 4x
- Sapphire Preferred 4.1% 2x
Rideshare & taxis
- Sapphire Preferred 4.1% 2x
- World of Hyatt Credit Card 3.3% 2x
Peloton
- Sapphire Preferred 10.3% 5x
- World of Hyatt Credit Card 1.7% 1x base rate
Lyft
- Sapphire Preferred 10.3% 5x
- World of Hyatt Credit Card 3.3% 2x
What the numbers are doing
Where they differ: Sapphire Preferred takes everything else, dining, gas and travel, plus 5 more; World of Hyatt Credit Card takes ground transportation, gyms and hotels.
| Category | Best card |
|---|---|
| Everything else | Sapphire Preferred2.1% |
| Dining | Sapphire Preferred6.2% |
| Gas | Sapphire Preferred6.2% |
| Travel | Sapphire Preferred4.1% |
| Travel · portal | Sapphire Preferred · Chase Travel10.3% |
| Ground transportation | World of Hyatt Credit Card3.3% |
| Streaming | Sapphire Preferred6.2% |
| Gyms | World of Hyatt Credit Card3.3% |
| Online grocery | Sapphire Preferred6.2% |
| Hotels | World of Hyatt Credit Card6.6% |
| Rideshare & taxis | Sapphire Preferred4.1% |
| Peloton | Sapphire Preferred10.3% |
| Lyft | Sapphire Preferred10.3% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Sapphire Preferred — 2.1%
- World of Hyatt Credit Card — 1.7%
Dining
- Sapphire Preferred — 6.2%
- World of Hyatt Credit Card — 3.3%
Gas
- Sapphire Preferred — 6.2%
- World of Hyatt Credit Card — 1.7%
Travel
- Sapphire Preferred — 4.1%
- World of Hyatt Credit Card — 1.7%
Travel · portal
- Sapphire Preferred · Chase Travel — 10.3%
Ground transportation
- World of Hyatt Credit Card — 3.3%
- Sapphire Preferred — 2.1%
Streaming
- Sapphire Preferred — 6.2%
- World of Hyatt Credit Card — 1.7%
Gyms
- World of Hyatt Credit Card — 3.3%
- Sapphire Preferred — 2.1%
Online grocery
- Sapphire Preferred — 6.2%
- World of Hyatt Credit Card — 1.7%
Hotels
- World of Hyatt Credit Card — 6.6%
- Sapphire Preferred — 4.1%
Rideshare & taxis
- Sapphire Preferred — 4.1%
- World of Hyatt Credit Card — 3.3%
Peloton
- Sapphire Preferred — 10.3%
- World of Hyatt Credit Card — 1.7%
Lyft
- Sapphire Preferred — 10.3%
- World of Hyatt Credit Card — 3.3%
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