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Chase Prime Visa vs World of Hyatt Business Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. World of Hyatt Business Credit Card 1.7% 1x base rate
  2. Prime Visa 1.0% 1% base rate

Dining

  1. Prime Visa 2.0% 2%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

Gas

  1. Prime Visa 2.0% 2%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

Travel · portal

  1. Prime Visa · Chase Travel 5.0% 5%

Amazon

  1. Prime Visa 5.0% 5%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

Gyms

  1. World of Hyatt Business Credit Card 3.3% 2x
  2. Prime Visa 1.0% 1% base rate

Whole Foods Market

  1. Prime Visa 5.0% 5%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

Public transit

  1. Prime Visa 2.0% 2%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

Rideshare & taxis

  1. Prime Visa 2.0% 2%
  2. World of Hyatt Business Credit Card 1.7% 1x base rate

What the numbers are doing

World of Hyatt Business Credit Card tops everything else at 1.7% only because this table values its points at 1.65 cents each. Value them at one cent and Prime Visa wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Prime Visa $0 and World of Hyatt Business Credit Card $199 a year, so a thin lead in one category may not cover the difference.

Where they differ: World of Hyatt Business Credit Card takes everything else and gyms; Prime Visa takes dining, gas, amazon and whole foods market, plus 2 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseWorld of Hyatt Business Credit Card1.7%
DiningPrime Visa2.0%
GasPrime Visa2.0%
Travel · portalPrime Visa · Chase Travel5.0%
AmazonPrime Visa5.0%
GymsWorld of Hyatt Business Credit Card3.3%
Whole Foods MarketPrime Visa5.0%
Public transitPrime Visa2.0%
Rideshare & taxisPrime Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. World of Hyatt Business Credit Card — 1.7%
  2. Prime Visa — 1.0%

Dining

  1. Prime Visa — 2.0%
  2. World of Hyatt Business Credit Card — 1.7%

Gas

  1. Prime Visa — 2.0%
  2. World of Hyatt Business Credit Card — 1.7%

Travel · portal

  1. Prime Visa · Chase Travel — 5.0%

Amazon

  1. Prime Visa — 5.0%
  2. World of Hyatt Business Credit Card — 1.7%

Gyms

  1. World of Hyatt Business Credit Card — 3.3%
  2. Prime Visa — 1.0%

Whole Foods Market

  1. Prime Visa — 5.0%
  2. World of Hyatt Business Credit Card — 1.7%

Public transit

  1. Prime Visa — 2.0%
  2. World of Hyatt Business Credit Card — 1.7%

Rideshare & taxis

  1. Prime Visa — 2.0%
  2. World of Hyatt Business Credit Card — 1.7%
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