pointslip milestomorrow.com

Chase Prime Visa vs United Quest Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. United Quest Card 1.2% 1x base rate
  2. Prime Visa 1.0% 1% base rate

Dining

  1. United Quest Card 2.4% 2x
  2. Prime Visa 2.0% 2%

Gas

  1. Prime Visa 2.0% 2%
  2. United Quest Card 1.2% 1x base rate

Travel

  1. United Quest Card 2.4% 2x
  2. Prime Visa 1.0% 1% base rate

Travel · portal

  1. Prime Visa · Chase Travel 5.0% 5%

Streaming

  1. United Quest Card 2.4% 2x
  2. Prime Visa 1.0% 1% base rate

Amazon

  1. Prime Visa 5.0% 5%
  2. United Quest Card 1.2% 1x base rate

Whole Foods Market

  1. Prime Visa 5.0% 5%
  2. United Quest Card 1.2% 1x base rate

Flights

  1. United Quest Card 4.8% 4x
  2. Prime Visa 1.0% 1% base rate

Hotels · portal

  1. United Quest Card · Renowned Hotels for United Cardmembers 6.0% 5x
  2. Prime Visa · Chase Travel 5.0% 5%

Public transit

  1. Prime Visa 2.0% 2%
  2. United Quest Card 1.2% 1x base rate

Rideshare & taxis

  1. Prime Visa 2.0% 2%
  2. United Quest Card 1.2% 1x base rate

What the numbers are doing

United Quest Card tops everything else at 1.2% only because this table values its points at 1.2 cents each. Value them at one cent and Prime Visa wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Prime Visa $0 and United Quest Card $350 a year, so a thin lead in one category may not cover the difference.

Where they differ: United Quest Card takes everything else, dining, travel and streaming, plus 1 more; Prime Visa takes gas, amazon, whole foods market and public transit, plus 1 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseUnited Quest Card1.2%
DiningUnited Quest Card2.4%
GasPrime Visa2.0%
TravelUnited Quest Card2.4%
Travel · portalPrime Visa · Chase Travel5.0%
StreamingUnited Quest Card2.4%
AmazonPrime Visa5.0%
Whole Foods MarketPrime Visa5.0%
FlightsUnited Quest Card4.8%
Hotels · portalUnited Quest Card · Renowned Hotels for United Cardmembers6.0%
Public transitPrime Visa2.0%
Rideshare & taxisPrime Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. United Quest Card — 1.2%
  2. Prime Visa — 1.0%

Dining

  1. United Quest Card — 2.4%
  2. Prime Visa — 2.0%

Gas

  1. Prime Visa — 2.0%
  2. United Quest Card — 1.2%

Travel

  1. United Quest Card — 2.4%
  2. Prime Visa — 1.0%

Travel · portal

  1. Prime Visa · Chase Travel — 5.0%

Streaming

  1. United Quest Card — 2.4%
  2. Prime Visa — 1.0%

Amazon

  1. Prime Visa — 5.0%
  2. United Quest Card — 1.2%

Whole Foods Market

  1. Prime Visa — 5.0%
  2. United Quest Card — 1.2%

Flights

  1. United Quest Card — 4.8%
  2. Prime Visa — 1.0%

Hotels · portal

  1. United Quest Card · Renowned Hotels for United Cardmembers — 6.0%
  2. Prime Visa · Chase Travel — 5.0%

Public transit

  1. Prime Visa — 2.0%
  2. United Quest Card — 1.2%

Rideshare & taxis

  1. Prime Visa — 2.0%
  2. United Quest Card — 1.2%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.