pointslip milestomorrow.com

Chase Marriott Bonvoy Bountiful vs United Explorer Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Marriott Bonvoy Bountiful 1.5% 2x base rate
  2. United Explorer Card 1.2% 1x base rate

Dining

  1. Marriott Bonvoy Bountiful 3.0% 4x
  2. United Explorer Card 2.4% 2x

Groceries

  1. Marriott Bonvoy Bountiful 3.0% 4x
  2. United Explorer Card 1.2% 1x base rate

Flights

  1. United Explorer Card 3.6% 3x
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

Hotels

  1. United Explorer Card 2.4% 2x
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

What the numbers are doing

United Explorer Card tops hotels at 2.4% only because this table values its points at 1.2 cents each. Value them at one cent and Marriott Bonvoy Bountiful wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Marriott Bonvoy Bountiful $250 and United Explorer Card $150 a year, so a thin lead in one category may not cover the difference.

Where they differ: Marriott Bonvoy Bountiful takes everything else, dining and groceries; United Explorer Card takes flights and hotels.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseMarriott Bonvoy Bountiful1.5%
DiningMarriott Bonvoy Bountiful3.0%
GroceriesMarriott Bonvoy Bountiful3.0%
FlightsUnited Explorer Card3.6%
HotelsUnited Explorer Card2.4%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Marriott Bonvoy Bountiful — 1.5%
  2. United Explorer Card — 1.2%

Dining

  1. Marriott Bonvoy Bountiful — 3.0%
  2. United Explorer Card — 2.4%

Groceries

  1. Marriott Bonvoy Bountiful — 3.0%
  2. United Explorer Card — 1.2%

Flights

  1. United Explorer Card — 3.6%
  2. Marriott Bonvoy Bountiful — 1.5%

Hotels

  1. United Explorer Card — 2.4%
  2. Marriott Bonvoy Bountiful — 1.5%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.