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Chase Marriott Bonvoy Boundless vs United Business Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Marriott Bonvoy Boundless 1.5% 2x base rate
  2. United Business Card 1.2% 1x base rate

Dining

  1. United Business Card 2.4% 2x
  2. Marriott Bonvoy Boundless 2.3% 3x

Groceries

  1. Marriott Bonvoy Boundless 2.3% 3x
  2. United Business Card 1.2% 1x base rate

Gas

  1. United Business Card 2.4% 2x
  2. Marriott Bonvoy Boundless 2.3% 3x

Hotels

  1. Marriott Bonvoy Boundless 4.5% 6x
  2. United Business Card 1.2% 1x base rate

Public transit

  1. United Business Card 2.4% 2x
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Rideshare & taxis

  1. United Business Card 2.4% 2x
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Tolls

  1. United Business Card 2.4% 2x
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

What the numbers are doing

United Business Card tops dining at 2.4% only because this table values its points at 1.2 cents each. Value them at one cent and Marriott Bonvoy Boundless wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Marriott Bonvoy Boundless $95 and United Business Card $150 a year, so a thin lead in one category may not cover the difference.

Where they differ: Marriott Bonvoy Boundless takes everything else, groceries and hotels; United Business Card takes dining, gas, public transit and rideshare & taxis, plus 1 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseMarriott Bonvoy Boundless1.5%
DiningUnited Business Card2.4%
GroceriesMarriott Bonvoy Boundless2.3%
GasUnited Business Card2.4%
HotelsMarriott Bonvoy Boundless4.5%
Public transitUnited Business Card2.4%
Rideshare & taxisUnited Business Card2.4%
TollsUnited Business Card2.4%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Marriott Bonvoy Boundless — 1.5%
  2. United Business Card — 1.2%

Dining

  1. United Business Card — 2.4%
  2. Marriott Bonvoy Boundless — 2.3%

Groceries

  1. Marriott Bonvoy Boundless — 2.3%
  2. United Business Card — 1.2%

Gas

  1. United Business Card — 2.4%
  2. Marriott Bonvoy Boundless — 2.3%

Hotels

  1. Marriott Bonvoy Boundless — 4.5%
  2. United Business Card — 1.2%

Public transit

  1. United Business Card — 2.4%
  2. Marriott Bonvoy Boundless — 1.5%

Rideshare & taxis

  1. United Business Card — 2.4%
  2. Marriott Bonvoy Boundless — 1.5%

Tolls

  1. United Business Card — 2.4%
  2. Marriott Bonvoy Boundless — 1.5%
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