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Chase Marriott Bonvoy Boundless vs Southwest Rapid Rewards Plus

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Marriott Bonvoy Boundless 1.5% 2x base rate
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Dining

  1. Marriott Bonvoy Boundless 2.3% 3x
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Groceries

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Marriott Bonvoy Boundless 2.3% 3x

Gas

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Marriott Bonvoy Boundless 2.3% 3x

Flights

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Hotels

  1. Marriott Bonvoy Boundless 4.5% 6x
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Lyft

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

What the numbers are doing

Southwest Rapid Rewards Plus tops groceries at 2.5% only because this table values its points at 1.25 cents each. Value them at one cent and Marriott Bonvoy Boundless wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Marriott Bonvoy Boundless $95 and Southwest Rapid Rewards Plus $99 a year, so a thin lead in one category may not cover the difference.

Where they differ: Marriott Bonvoy Boundless takes everything else, dining and hotels; Southwest Rapid Rewards Plus takes groceries, gas, flights and lyft.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseMarriott Bonvoy Boundless1.5%
DiningMarriott Bonvoy Boundless2.3%
GroceriesSouthwest Rapid Rewards Plus2.5%
GasSouthwest Rapid Rewards Plus2.5%
FlightsSouthwest Rapid Rewards Plus2.5%
HotelsMarriott Bonvoy Boundless4.5%
LyftSouthwest Rapid Rewards Plus2.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Marriott Bonvoy Boundless — 1.5%
  2. Southwest Rapid Rewards Plus — 1.3%

Dining

  1. Marriott Bonvoy Boundless — 2.3%
  2. Southwest Rapid Rewards Plus — 1.3%

Groceries

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Marriott Bonvoy Boundless — 2.3%

Gas

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Marriott Bonvoy Boundless — 2.3%

Flights

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Marriott Bonvoy Boundless — 1.5%

Hotels

  1. Marriott Bonvoy Boundless — 4.5%
  2. Southwest Rapid Rewards Plus — 1.3%

Lyft

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Marriott Bonvoy Boundless — 1.5%
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