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Chase Marriott Bonvoy Boundless vs Sapphire Preferred

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Sapphire Preferred 2.1% 1x base rate
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Dining

  1. Sapphire Preferred 6.2% 3x
  2. Marriott Bonvoy Boundless 2.3% 3x

Groceries

  1. Marriott Bonvoy Boundless 2.3% 3x
  2. Sapphire Preferred 2.1% 1x base rate

Gas

  1. Sapphire Preferred 6.2% 3x
  2. Marriott Bonvoy Boundless 2.3% 3x

Travel

  1. Sapphire Preferred 4.1% 2x
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Travel · portal

  1. Sapphire Preferred · Chase Travel 10.3% 5x

Streaming

  1. Sapphire Preferred 6.2% 3x
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Online grocery

  1. Sapphire Preferred 6.2% 3x
  2. Marriott Bonvoy Boundless 2.3% 3x

Hotels

  1. Marriott Bonvoy Boundless 4.5% 6x
  2. Sapphire Preferred 4.1% 2x

Rideshare & taxis

  1. Sapphire Preferred 4.1% 2x
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Peloton

  1. Sapphire Preferred 10.3% 5x
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Lyft

  1. Sapphire Preferred 10.3% 5x
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

What the numbers are doing

Sapphire Preferred tops everything else at 2.1% only because this table values its points at 2.05 cents each. Value them at one cent and Marriott Bonvoy Boundless wins that category instead.

Where they differ: Sapphire Preferred takes everything else, dining, gas and travel, plus 5 more; Marriott Bonvoy Boundless takes groceries and hotels.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseSapphire Preferred2.1%
DiningSapphire Preferred6.2%
GroceriesMarriott Bonvoy Boundless2.3%
GasSapphire Preferred6.2%
TravelSapphire Preferred4.1%
Travel · portalSapphire Preferred · Chase Travel10.3%
StreamingSapphire Preferred6.2%
Online grocerySapphire Preferred6.2%
HotelsMarriott Bonvoy Boundless4.5%
Rideshare & taxisSapphire Preferred4.1%
PelotonSapphire Preferred10.3%
LyftSapphire Preferred10.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Sapphire Preferred — 2.1%
  2. Marriott Bonvoy Boundless — 1.5%

Dining

  1. Sapphire Preferred — 6.2%
  2. Marriott Bonvoy Boundless — 2.3%

Groceries

  1. Marriott Bonvoy Boundless — 2.3%
  2. Sapphire Preferred — 2.1%

Gas

  1. Sapphire Preferred — 6.2%
  2. Marriott Bonvoy Boundless — 2.3%

Travel

  1. Sapphire Preferred — 4.1%
  2. Marriott Bonvoy Boundless — 1.5%

Travel · portal

  1. Sapphire Preferred · Chase Travel — 10.3%

Streaming

  1. Sapphire Preferred — 6.2%
  2. Marriott Bonvoy Boundless — 1.5%

Online grocery

  1. Sapphire Preferred — 6.2%
  2. Marriott Bonvoy Boundless — 2.3%

Hotels

  1. Marriott Bonvoy Boundless — 4.5%
  2. Sapphire Preferred — 4.1%

Rideshare & taxis

  1. Sapphire Preferred — 4.1%
  2. Marriott Bonvoy Boundless — 1.5%

Peloton

  1. Sapphire Preferred — 10.3%
  2. Marriott Bonvoy Boundless — 1.5%

Lyft

  1. Sapphire Preferred — 10.3%
  2. Marriott Bonvoy Boundless — 1.5%
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