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Chase Marriott Bonvoy Bold vs United Quest Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. United Quest Card 1.2% 1x base rate
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Dining

  1. United Quest Card 2.4% 2x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Groceries

  1. Marriott Bonvoy Bold 1.5% 2x
  2. United Quest Card 1.2% 1x base rate

Travel

  1. United Quest Card 2.4% 2x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Streaming

  1. United Quest Card 2.4% 2x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Phone & internet

  1. Marriott Bonvoy Bold 1.5% 2x
  2. United Quest Card 1.2% 1x base rate

Flights

  1. United Quest Card 4.8% 4x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Hotels · portal

  1. United Quest Card · Renowned Hotels for United Cardmembers 6.0% 5x

Rideshare & taxis

  1. Marriott Bonvoy Bold 1.5% 2x
  2. United Quest Card 1.2% 1x base rate

What the numbers are doing

United Quest Card tops everything else at 1.2% only because this table values its points at 1.2 cents each. Value them at one cent and Marriott Bonvoy Bold wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Marriott Bonvoy Bold $0 and United Quest Card $350 a year, so a thin lead in one category may not cover the difference.

Where they differ: United Quest Card takes everything else, dining, travel and streaming, plus 1 more; Marriott Bonvoy Bold takes groceries, phone & internet and rideshare & taxis.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseUnited Quest Card1.2%
DiningUnited Quest Card2.4%
GroceriesMarriott Bonvoy Bold1.5%
TravelUnited Quest Card2.4%
StreamingUnited Quest Card2.4%
Phone & internetMarriott Bonvoy Bold1.5%
FlightsUnited Quest Card4.8%
Hotels · portalUnited Quest Card · Renowned Hotels for United Cardmembers6.0%
Rideshare & taxisMarriott Bonvoy Bold1.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. United Quest Card — 1.2%
  2. Marriott Bonvoy Bold — 0.8%

Dining

  1. United Quest Card — 2.4%
  2. Marriott Bonvoy Bold — 0.8%

Groceries

  1. Marriott Bonvoy Bold — 1.5%
  2. United Quest Card — 1.2%

Travel

  1. United Quest Card — 2.4%
  2. Marriott Bonvoy Bold — 0.8%

Streaming

  1. United Quest Card — 2.4%
  2. Marriott Bonvoy Bold — 0.8%

Phone & internet

  1. Marriott Bonvoy Bold — 1.5%
  2. United Quest Card — 1.2%

Flights

  1. United Quest Card — 4.8%
  2. Marriott Bonvoy Bold — 0.8%

Hotels · portal

  1. United Quest Card · Renowned Hotels for United Cardmembers — 6.0%

Rideshare & taxis

  1. Marriott Bonvoy Bold — 1.5%
  2. United Quest Card — 1.2%
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