Chase Marriott Bonvoy Bold vs United Gateway Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- United Gateway Card 1.2% 1x base rate
- Marriott Bonvoy Bold 0.8% 1x base rate
Groceries
- Marriott Bonvoy Bold 1.5% 2x
- United Gateway Card 1.2% 1x base rate
Gas
- United Gateway Card 2.4% 2x
- Marriott Bonvoy Bold 0.8% 1x base rate
Phone & internet
- Marriott Bonvoy Bold 1.5% 2x
- United Gateway Card 1.2% 1x base rate
Uber Eats
- Marriott Bonvoy Bold 1.5% 2x
- United Gateway Card 1.2% 1x base rate
Public transit
- United Gateway Card 2.4% 2x
- Marriott Bonvoy Bold 0.8% 1x base rate
Rideshare & taxis
- United Gateway Card 2.4% 2x
- Marriott Bonvoy Bold 1.5% 2x
Tolls
- United Gateway Card 2.4% 2x
- Marriott Bonvoy Bold 0.8% 1x base rate
What the numbers are doing
United Gateway Card tops everything else at 1.2% only because this table values its points at 1.2 cents each. Value them at one cent and Marriott Bonvoy Bold wins that category instead.
Where they differ: United Gateway Card takes everything else, gas, public transit and rideshare & taxis, plus 1 more; Marriott Bonvoy Bold takes groceries, phone & internet and uber eats.
| Category | Best card |
|---|---|
| Everything else | United Gateway Card1.2% |
| Groceries | Marriott Bonvoy Bold1.5% |
| Gas | United Gateway Card2.4% |
| Phone & internet | Marriott Bonvoy Bold1.5% |
| Uber Eats | Marriott Bonvoy Bold1.5% |
| Public transit | United Gateway Card2.4% |
| Rideshare & taxis | United Gateway Card2.4% |
| Tolls | United Gateway Card2.4% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- United Gateway Card — 1.2%
- Marriott Bonvoy Bold — 0.8%
Groceries
- Marriott Bonvoy Bold — 1.5%
- United Gateway Card — 1.2%
Gas
- United Gateway Card — 2.4%
- Marriott Bonvoy Bold — 0.8%
Phone & internet
- Marriott Bonvoy Bold — 1.5%
- United Gateway Card — 1.2%
Uber Eats
- Marriott Bonvoy Bold — 1.5%
- United Gateway Card — 1.2%
Public transit
- United Gateway Card — 2.4%
- Marriott Bonvoy Bold — 0.8%
Rideshare & taxis
- United Gateway Card — 2.4%
- Marriott Bonvoy Bold — 1.5%
Tolls
- United Gateway Card — 2.4%
- Marriott Bonvoy Bold — 0.8%
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