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Chase Marriott Bonvoy Bold vs Southwest Rapid Rewards Performance Business Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Southwest Rapid Rewards Performance Business Credit Card 1.3% 1x base rate
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Dining

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Groceries

  1. Marriott Bonvoy Bold 1.5% 2x
  2. Southwest Rapid Rewards Performance Business Credit Card 1.3% 1x base rate

Gas

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Phone & internet

  1. Marriott Bonvoy Bold 1.5% 2x
  2. Southwest Rapid Rewards Performance Business Credit Card 1.3% 1x base rate

Hotels

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Public transit

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Rideshare & taxis

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Marriott Bonvoy Bold 1.5% 2x

Lyft

  1. Southwest Rapid Rewards Performance Business Credit Card 6.3% 5x
  2. Marriott Bonvoy Bold 1.5% 2x

What the numbers are doing

Southwest Rapid Rewards Performance Business Credit Card tops everything else at 1.3% only because this table values its points at 1.25 cents each. Value them at one cent and Marriott Bonvoy Bold wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Marriott Bonvoy Bold $0 and Southwest Rapid Rewards Performance Business Credit Card $299 a year, so a thin lead in one category may not cover the difference.

Where they differ: Southwest Rapid Rewards Performance Business Credit Card takes everything else, dining, gas and hotels, plus 3 more; Marriott Bonvoy Bold takes groceries and phone & internet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseSouthwest Rapid Rewards Performance Business Credit Card1.3%
DiningSouthwest Rapid Rewards Performance Business Credit Card2.5%
GroceriesMarriott Bonvoy Bold1.5%
GasSouthwest Rapid Rewards Performance Business Credit Card2.5%
Phone & internetMarriott Bonvoy Bold1.5%
HotelsSouthwest Rapid Rewards Performance Business Credit Card2.5%
Public transitSouthwest Rapid Rewards Performance Business Credit Card2.5%
Rideshare & taxisSouthwest Rapid Rewards Performance Business Credit Card2.5%
LyftSouthwest Rapid Rewards Performance Business Credit Card6.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Southwest Rapid Rewards Performance Business Credit Card — 1.3%
  2. Marriott Bonvoy Bold — 0.8%

Dining

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Marriott Bonvoy Bold — 0.8%

Groceries

  1. Marriott Bonvoy Bold — 1.5%
  2. Southwest Rapid Rewards Performance Business Credit Card — 1.3%

Gas

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Marriott Bonvoy Bold — 0.8%

Phone & internet

  1. Marriott Bonvoy Bold — 1.5%
  2. Southwest Rapid Rewards Performance Business Credit Card — 1.3%

Hotels

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Marriott Bonvoy Bold — 0.8%

Public transit

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Marriott Bonvoy Bold — 0.8%

Rideshare & taxis

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Marriott Bonvoy Bold — 1.5%

Lyft

  1. Southwest Rapid Rewards Performance Business Credit Card — 6.3%
  2. Marriott Bonvoy Bold — 1.5%
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