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Chase Instacart Mastercard vs Prime Visa

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Instacart Mastercard 1.0% 1% base rate
  2. Prime Visa 1.0% 1% base rate

Dining

  1. Instacart Mastercard 2.0% 2%
  2. Prime Visa 2.0% 2%

Gas

  1. Instacart Mastercard 2.0% 2%
  2. Prime Visa 2.0% 2%

Travel · portal

  1. Instacart Mastercard · Chase Travel 5.0% 5%
  2. Prime Visa · Chase Travel 5.0% 5%

Amazon

  1. Prime Visa 5.0% 5%
  2. Instacart Mastercard 1.0% 1% base rate

Whole Foods Market

  1. Prime Visa 5.0% 5%
  2. Instacart Mastercard 1.0% 1% base rate

Public transit

  1. Prime Visa 2.0% 2%
  2. Instacart Mastercard 1.0% 1% base rate

Rideshare & taxis

  1. Prime Visa 2.0% 2%
  2. Instacart Mastercard 1.0% 1% base rate

What the numbers are doing

Where they differ: Prime Visa takes amazon, whole foods market, public transit and rideshare & taxis. Instacart Mastercard wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseInstacart Mastercard1.0%
DiningInstacart Mastercard2.0%
GasInstacart Mastercard2.0%
Travel · portalInstacart Mastercard · Chase Travel5.0%
AmazonPrime Visa5.0%
Whole Foods MarketPrime Visa5.0%
Public transitPrime Visa2.0%
Rideshare & taxisPrime Visa2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Instacart Mastercard — 1.0%
  2. Prime Visa — 1.0%

Dining

  1. Instacart Mastercard — 2.0%
  2. Prime Visa — 2.0%

Gas

  1. Instacart Mastercard — 2.0%
  2. Prime Visa — 2.0%

Travel · portal

  1. Instacart Mastercard · Chase Travel — 5.0%
  2. Prime Visa · Chase Travel — 5.0%

Amazon

  1. Prime Visa — 5.0%
  2. Instacart Mastercard — 1.0%

Whole Foods Market

  1. Prime Visa — 5.0%
  2. Instacart Mastercard — 1.0%

Public transit

  1. Prime Visa — 2.0%
  2. Instacart Mastercard — 1.0%

Rideshare & taxis

  1. Prime Visa — 2.0%
  2. Instacart Mastercard — 1.0%
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