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Chase Instacart Mastercard vs Marriott Bonvoy Bold

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Instacart Mastercard 1.0% 1% base rate
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Dining

  1. Instacart Mastercard 2.0% 2%
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Groceries

  1. Marriott Bonvoy Bold 1.5% 2x
  2. Instacart Mastercard 1.0% 1% base rate

Gas

  1. Instacart Mastercard 2.0% 2%
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Travel · portal

  1. Instacart Mastercard · Chase Travel 5.0% 5%

Phone & internet

  1. Marriott Bonvoy Bold 1.5% 2x
  2. Instacart Mastercard 1.0% 1% base rate

Rideshare & taxis

  1. Marriott Bonvoy Bold 1.5% 2x
  2. Instacart Mastercard 1.0% 1% base rate

What the numbers are doing

Where they differ: Instacart Mastercard takes everything else, dining and gas; Marriott Bonvoy Bold takes groceries, phone & internet and rideshare & taxis.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseInstacart Mastercard1.0%
DiningInstacart Mastercard2.0%
GroceriesMarriott Bonvoy Bold1.5%
GasInstacart Mastercard2.0%
Travel · portalInstacart Mastercard · Chase Travel5.0%
Phone & internetMarriott Bonvoy Bold1.5%
Rideshare & taxisMarriott Bonvoy Bold1.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Instacart Mastercard — 1.0%
  2. Marriott Bonvoy Bold — 0.8%

Dining

  1. Instacart Mastercard — 2.0%
  2. Marriott Bonvoy Bold — 0.8%

Groceries

  1. Marriott Bonvoy Bold — 1.5%
  2. Instacart Mastercard — 1.0%

Gas

  1. Instacart Mastercard — 2.0%
  2. Marriott Bonvoy Bold — 0.8%

Travel · portal

  1. Instacart Mastercard · Chase Travel — 5.0%

Phone & internet

  1. Marriott Bonvoy Bold — 1.5%
  2. Instacart Mastercard — 1.0%

Rideshare & taxis

  1. Marriott Bonvoy Bold — 1.5%
  2. Instacart Mastercard — 1.0%
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