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Chase Ink Business Unlimited vs Marriott Bonvoy Boundless

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Ink Business Unlimited 1.5% 1.5% base rate
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Dining

  1. Marriott Bonvoy Boundless 2.3% 3x
  2. Ink Business Unlimited 1.5% 1.5% base rate

Groceries

  1. Marriott Bonvoy Boundless 2.3% 3x
  2. Ink Business Unlimited 1.5% 1.5% base rate

Gas

  1. Marriott Bonvoy Boundless 2.3% 3x
  2. Ink Business Unlimited 1.5% 1.5% base rate

Hotels

  1. Marriott Bonvoy Boundless 4.5% 6x
  2. Ink Business Unlimited 1.5% 1.5% base rate

Lyft

  1. Ink Business Unlimited 5.0% 5%
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Ink Business Unlimited $0 and Marriott Bonvoy Boundless $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Marriott Bonvoy Boundless takes dining, groceries, gas and hotels; Ink Business Unlimited takes lyft.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseInk Business Unlimited1.5%
DiningMarriott Bonvoy Boundless2.3%
GroceriesMarriott Bonvoy Boundless2.3%
GasMarriott Bonvoy Boundless2.3%
HotelsMarriott Bonvoy Boundless4.5%
LyftInk Business Unlimited5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Ink Business Unlimited — 1.5%
  2. Marriott Bonvoy Boundless — 1.5%

Dining

  1. Marriott Bonvoy Boundless — 2.3%
  2. Ink Business Unlimited — 1.5%

Groceries

  1. Marriott Bonvoy Boundless — 2.3%
  2. Ink Business Unlimited — 1.5%

Gas

  1. Marriott Bonvoy Boundless — 2.3%
  2. Ink Business Unlimited — 1.5%

Hotels

  1. Marriott Bonvoy Boundless — 4.5%
  2. Ink Business Unlimited — 1.5%

Lyft

  1. Ink Business Unlimited — 5.0%
  2. Marriott Bonvoy Boundless — 1.5%
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