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Chase Ink Business Premier vs Southwest Rapid Rewards Performance Business Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Ink Business Premier 2.0% 2% base rate
  2. Southwest Rapid Rewards Performance Business Credit Card 1.3% 1x base rate

Dining

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Ink Business Premier 2.0% 2% base rate

Gas

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Ink Business Premier 2.0% 2% base rate

Travel · portal

  1. Ink Business Premier · Chase Travel 5.0% 5%

Hotels

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Ink Business Premier 2.0% 2% base rate

Public transit

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Ink Business Premier 2.0% 2% base rate

Rideshare & taxis

  1. Southwest Rapid Rewards Performance Business Credit Card 2.5% 2x
  2. Ink Business Premier 2.0% 2% base rate

Lyft

  1. Southwest Rapid Rewards Performance Business Credit Card 6.3% 5x
  2. Ink Business Premier 5.0% 5%

What the numbers are doing

Southwest Rapid Rewards Performance Business Credit Card tops dining at 2.5% only because this table values its points at 1.25 cents each. Value them at one cent and Ink Business Premier wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Ink Business Premier $195 and Southwest Rapid Rewards Performance Business Credit Card $299 a year, so a thin lead in one category may not cover the difference.

Where they differ: Ink Business Premier takes everything else; Southwest Rapid Rewards Performance Business Credit Card takes dining, gas, hotels and public transit, plus 2 more.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseInk Business Premier2.0%
DiningSouthwest Rapid Rewards Performance Business Credit Card2.5%
GasSouthwest Rapid Rewards Performance Business Credit Card2.5%
Travel · portalInk Business Premier · Chase Travel5.0%
HotelsSouthwest Rapid Rewards Performance Business Credit Card2.5%
Public transitSouthwest Rapid Rewards Performance Business Credit Card2.5%
Rideshare & taxisSouthwest Rapid Rewards Performance Business Credit Card2.5%
LyftSouthwest Rapid Rewards Performance Business Credit Card6.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Ink Business Premier — 2.0%
  2. Southwest Rapid Rewards Performance Business Credit Card — 1.3%

Dining

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Ink Business Premier — 2.0%

Gas

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Ink Business Premier — 2.0%

Travel · portal

  1. Ink Business Premier · Chase Travel — 5.0%

Hotels

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Ink Business Premier — 2.0%

Public transit

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Ink Business Premier — 2.0%

Rideshare & taxis

  1. Southwest Rapid Rewards Performance Business Credit Card — 2.5%
  2. Ink Business Premier — 2.0%

Lyft

  1. Southwest Rapid Rewards Performance Business Credit Card — 6.3%
  2. Ink Business Premier — 5.0%
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