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Chase Ink Business Preferred vs World of Hyatt Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Ink Business Preferred 2.1% 1x base rate
  2. World of Hyatt Credit Card 1.7% 1x base rate

Dining

  1. World of Hyatt Credit Card 3.3% 2x
  2. Ink Business Preferred 2.1% 1x base rate

Ground transportation

  1. World of Hyatt Credit Card 3.3% 2x
  2. Ink Business Preferred 2.1% 1x base rate

Phone & internet

  1. Ink Business Preferred 6.2% 3x
  2. World of Hyatt Credit Card 1.7% 1x base rate

Gyms

  1. World of Hyatt Credit Card 3.3% 2x
  2. Ink Business Preferred 2.1% 1x base rate

Shipping

  1. Ink Business Preferred 6.2% 3x
  2. World of Hyatt Credit Card 1.7% 1x base rate

Advertising

  1. Ink Business Preferred 6.2% 3x
  2. World of Hyatt Credit Card 1.7% 1x base rate

Flights

  1. Ink Business Preferred 6.2% 3x
  2. World of Hyatt Credit Card 3.3% 2x

Hotels

  1. World of Hyatt Credit Card 6.6% 4x
  2. Ink Business Preferred 6.2% 3x

Lyft

  1. Ink Business Preferred 10.3% 5x
  2. World of Hyatt Credit Card 3.3% 2x

What the numbers are doing

Where they differ: Ink Business Preferred takes everything else, phone & internet, shipping and advertising, plus 2 more; World of Hyatt Credit Card takes dining, ground transportation, gyms and hotels.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseInk Business Preferred2.1%
DiningWorld of Hyatt Credit Card3.3%
Ground transportationWorld of Hyatt Credit Card3.3%
Phone & internetInk Business Preferred6.2%
GymsWorld of Hyatt Credit Card3.3%
ShippingInk Business Preferred6.2%
AdvertisingInk Business Preferred6.2%
FlightsInk Business Preferred6.2%
HotelsWorld of Hyatt Credit Card6.6%
LyftInk Business Preferred10.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Ink Business Preferred — 2.1%
  2. World of Hyatt Credit Card — 1.7%

Dining

  1. World of Hyatt Credit Card — 3.3%
  2. Ink Business Preferred — 2.1%

Ground transportation

  1. World of Hyatt Credit Card — 3.3%
  2. Ink Business Preferred — 2.1%

Phone & internet

  1. Ink Business Preferred — 6.2%
  2. World of Hyatt Credit Card — 1.7%

Gyms

  1. World of Hyatt Credit Card — 3.3%
  2. Ink Business Preferred — 2.1%

Shipping

  1. Ink Business Preferred — 6.2%
  2. World of Hyatt Credit Card — 1.7%

Advertising

  1. Ink Business Preferred — 6.2%
  2. World of Hyatt Credit Card — 1.7%

Flights

  1. Ink Business Preferred — 6.2%
  2. World of Hyatt Credit Card — 3.3%

Hotels

  1. World of Hyatt Credit Card — 6.6%
  2. Ink Business Preferred — 6.2%

Lyft

  1. Ink Business Preferred — 10.3%
  2. World of Hyatt Credit Card — 3.3%
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