pointslip milestomorrow.com

Chase Ink Business Preferred vs Marriott Bonvoy Bountiful

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Ink Business Preferred 2.1% 1x base rate
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

Dining

  1. Marriott Bonvoy Bountiful 3.0% 4x
  2. Ink Business Preferred 2.1% 1x base rate

Groceries

  1. Marriott Bonvoy Bountiful 3.0% 4x
  2. Ink Business Preferred 2.1% 1x base rate

Phone & internet

  1. Ink Business Preferred 6.2% 3x
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

Shipping

  1. Ink Business Preferred 6.2% 3x
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

Advertising

  1. Ink Business Preferred 6.2% 3x
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

Flights

  1. Ink Business Preferred 6.2% 3x
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

Hotels

  1. Ink Business Preferred 6.2% 3x
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

Lyft

  1. Ink Business Preferred 10.3% 5x
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

What the numbers are doing

Ink Business Preferred tops everything else at 2.1% only because this table values its points at 2.05 cents each. Value them at one cent and Marriott Bonvoy Bountiful wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Ink Business Preferred $95 and Marriott Bonvoy Bountiful $250 a year, so a thin lead in one category may not cover the difference.

Where they differ: Ink Business Preferred takes everything else, phone & internet, shipping and advertising, plus 3 more; Marriott Bonvoy Bountiful takes dining and groceries.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseInk Business Preferred2.1%
DiningMarriott Bonvoy Bountiful3.0%
GroceriesMarriott Bonvoy Bountiful3.0%
Phone & internetInk Business Preferred6.2%
ShippingInk Business Preferred6.2%
AdvertisingInk Business Preferred6.2%
FlightsInk Business Preferred6.2%
HotelsInk Business Preferred6.2%
LyftInk Business Preferred10.3%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Ink Business Preferred — 2.1%
  2. Marriott Bonvoy Bountiful — 1.5%

Dining

  1. Marriott Bonvoy Bountiful — 3.0%
  2. Ink Business Preferred — 2.1%

Groceries

  1. Marriott Bonvoy Bountiful — 3.0%
  2. Ink Business Preferred — 2.1%

Phone & internet

  1. Ink Business Preferred — 6.2%
  2. Marriott Bonvoy Bountiful — 1.5%

Shipping

  1. Ink Business Preferred — 6.2%
  2. Marriott Bonvoy Bountiful — 1.5%

Advertising

  1. Ink Business Preferred — 6.2%
  2. Marriott Bonvoy Bountiful — 1.5%

Flights

  1. Ink Business Preferred — 6.2%
  2. Marriott Bonvoy Bountiful — 1.5%

Hotels

  1. Ink Business Preferred — 6.2%
  2. Marriott Bonvoy Bountiful — 1.5%

Lyft

  1. Ink Business Preferred — 10.3%
  2. Marriott Bonvoy Bountiful — 1.5%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.