Chase Ink Business Cash vs World of Hyatt Credit Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- World of Hyatt Credit Card 1.7% 1x base rate
- Ink Business Cash 1.0% 1% base rate
Dining
- World of Hyatt Credit Card 3.3% 2x
- Ink Business Cash 2.0% 2%
Gas
- Ink Business Cash 2.0% 2%
- World of Hyatt Credit Card 1.7% 1x base rate
Ground transportation
- World of Hyatt Credit Card 3.3% 2x
- Ink Business Cash 1.0% 1% base rate
Phone & internet
- Ink Business Cash 5.0% 5%
- World of Hyatt Credit Card 1.7% 1x base rate
Gyms
- World of Hyatt Credit Card 3.3% 2x
- Ink Business Cash 1.0% 1% base rate
Flights
- World of Hyatt Credit Card 3.3% 2x
- Ink Business Cash 1.0% 1% base rate
Hotels
- World of Hyatt Credit Card 6.6% 4x
- Ink Business Cash 1.0% 1% base rate
Lyft
- Ink Business Cash 5.0% 5%
- World of Hyatt Credit Card 3.3% 2x
What the numbers are doing
World of Hyatt Credit Card tops everything else at 1.7% only because this table values its points at 1.65 cents each. Value them at one cent and Ink Business Cash wins that category instead.
The table is earn rate only — annual fees are not netted out of it. These cards charge Ink Business Cash $0 and World of Hyatt Credit Card $95 a year, so a thin lead in one category may not cover the difference.
Where they differ: World of Hyatt Credit Card takes everything else, dining, ground transportation and gyms, plus 2 more; Ink Business Cash takes gas, phone & internet and lyft.
| Category | Best card |
|---|---|
| Everything else | World of Hyatt Credit Card1.7% |
| Dining | World of Hyatt Credit Card3.3% |
| Gas | Ink Business Cash2.0% |
| Ground transportation | World of Hyatt Credit Card3.3% |
| Phone & internet | Ink Business Cash5.0% |
| Gyms | World of Hyatt Credit Card3.3% |
| Flights | World of Hyatt Credit Card3.3% |
| Hotels | World of Hyatt Credit Card6.6% |
| Lyft | Ink Business Cash5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- World of Hyatt Credit Card — 1.7%
- Ink Business Cash — 1.0%
Dining
- World of Hyatt Credit Card — 3.3%
- Ink Business Cash — 2.0%
Gas
- Ink Business Cash — 2.0%
- World of Hyatt Credit Card — 1.7%
Ground transportation
- World of Hyatt Credit Card — 3.3%
- Ink Business Cash — 1.0%
Phone & internet
- Ink Business Cash — 5.0%
- World of Hyatt Credit Card — 1.7%
Gyms
- World of Hyatt Credit Card — 3.3%
- Ink Business Cash — 1.0%
Flights
- World of Hyatt Credit Card — 3.3%
- Ink Business Cash — 1.0%
Hotels
- World of Hyatt Credit Card — 6.6%
- Ink Business Cash — 1.0%
Lyft
- Ink Business Cash — 5.0%
- World of Hyatt Credit Card — 3.3%
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