pointslip milestomorrow.com

Chase Ink Business Cash vs Marriott Bonvoy Bountiful

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Marriott Bonvoy Bountiful 1.5% 2x base rate
  2. Ink Business Cash 1.0% 1% base rate

Dining

  1. Marriott Bonvoy Bountiful 3.0% 4x
  2. Ink Business Cash 2.0% 2%

Groceries

  1. Marriott Bonvoy Bountiful 3.0% 4x
  2. Ink Business Cash 1.0% 1% base rate

Gas

  1. Ink Business Cash 2.0% 2%
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

Phone & internet

  1. Ink Business Cash 5.0% 5%
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

Lyft

  1. Ink Business Cash 5.0% 5%
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Ink Business Cash $0 and Marriott Bonvoy Bountiful $250 a year, so a thin lead in one category may not cover the difference.

Where they differ: Marriott Bonvoy Bountiful takes everything else, dining and groceries; Ink Business Cash takes gas, phone & internet and lyft.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseMarriott Bonvoy Bountiful1.5%
DiningMarriott Bonvoy Bountiful3.0%
GroceriesMarriott Bonvoy Bountiful3.0%
GasInk Business Cash2.0%
Phone & internetInk Business Cash5.0%
LyftInk Business Cash5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Marriott Bonvoy Bountiful — 1.5%
  2. Ink Business Cash — 1.0%

Dining

  1. Marriott Bonvoy Bountiful — 3.0%
  2. Ink Business Cash — 2.0%

Groceries

  1. Marriott Bonvoy Bountiful — 3.0%
  2. Ink Business Cash — 1.0%

Gas

  1. Ink Business Cash — 2.0%
  2. Marriott Bonvoy Bountiful — 1.5%

Phone & internet

  1. Ink Business Cash — 5.0%
  2. Marriott Bonvoy Bountiful — 1.5%

Lyft

  1. Ink Business Cash — 5.0%
  2. Marriott Bonvoy Bountiful — 1.5%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.