pointslip milestomorrow.com

Chase Ink Business Cash vs Marriott Bonvoy Boundless

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Marriott Bonvoy Boundless 1.5% 2x base rate
  2. Ink Business Cash 1.0% 1% base rate

Dining

  1. Marriott Bonvoy Boundless 2.3% 3x
  2. Ink Business Cash 2.0% 2%

Groceries

  1. Marriott Bonvoy Boundless 2.3% 3x
  2. Ink Business Cash 1.0% 1% base rate

Gas

  1. Marriott Bonvoy Boundless 2.3% 3x
  2. Ink Business Cash 2.0% 2%

Phone & internet

  1. Ink Business Cash 5.0% 5%
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Hotels

  1. Marriott Bonvoy Boundless 4.5% 6x
  2. Ink Business Cash 1.0% 1% base rate

Lyft

  1. Ink Business Cash 5.0% 5%
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Ink Business Cash $0 and Marriott Bonvoy Boundless $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Marriott Bonvoy Boundless takes everything else, dining, groceries and gas, plus 1 more; Ink Business Cash takes phone & internet and lyft.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseMarriott Bonvoy Boundless1.5%
DiningMarriott Bonvoy Boundless2.3%
GroceriesMarriott Bonvoy Boundless2.3%
GasMarriott Bonvoy Boundless2.3%
Phone & internetInk Business Cash5.0%
HotelsMarriott Bonvoy Boundless4.5%
LyftInk Business Cash5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Marriott Bonvoy Boundless — 1.5%
  2. Ink Business Cash — 1.0%

Dining

  1. Marriott Bonvoy Boundless — 2.3%
  2. Ink Business Cash — 2.0%

Groceries

  1. Marriott Bonvoy Boundless — 2.3%
  2. Ink Business Cash — 1.0%

Gas

  1. Marriott Bonvoy Boundless — 2.3%
  2. Ink Business Cash — 2.0%

Phone & internet

  1. Ink Business Cash — 5.0%
  2. Marriott Bonvoy Boundless — 1.5%

Hotels

  1. Marriott Bonvoy Boundless — 4.5%
  2. Ink Business Cash — 1.0%

Lyft

  1. Ink Business Cash — 5.0%
  2. Marriott Bonvoy Boundless — 1.5%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.