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Chase Ink Business Cash vs Marriott Bonvoy Bold

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Ink Business Cash 1.0% 1% base rate
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Dining

  1. Ink Business Cash 2.0% 2%
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Groceries

  1. Marriott Bonvoy Bold 1.5% 2x
  2. Ink Business Cash 1.0% 1% base rate

Gas

  1. Ink Business Cash 2.0% 2%
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Phone & internet

  1. Ink Business Cash 5.0% 5%
  2. Marriott Bonvoy Bold 1.5% 2x

Rideshare & taxis

  1. Marriott Bonvoy Bold 1.5% 2x
  2. Ink Business Cash 1.0% 1% base rate

Lyft

  1. Ink Business Cash 5.0% 5%
  2. Marriott Bonvoy Bold 1.5% 2x

What the numbers are doing

Abroad the answer flips: Ink Business Cash charges a 3% foreign transaction fee, so once that comes off the rate Marriott Bonvoy Bold is the better card for everyday spend.

Where they differ: Ink Business Cash takes everything else, dining, gas and phone & internet, plus 1 more; Marriott Bonvoy Bold takes groceries and rideshare & taxis.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseInk Business Cash1.0%
DiningInk Business Cash2.0%
GroceriesMarriott Bonvoy Bold1.5%
GasInk Business Cash2.0%
Phone & internetInk Business Cash5.0%
Rideshare & taxisMarriott Bonvoy Bold1.5%
LyftInk Business Cash5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Ink Business Cash — 1.0%
  2. Marriott Bonvoy Bold — 0.8%

Dining

  1. Ink Business Cash — 2.0%
  2. Marriott Bonvoy Bold — 0.8%

Groceries

  1. Marriott Bonvoy Bold — 1.5%
  2. Ink Business Cash — 1.0%

Gas

  1. Ink Business Cash — 2.0%
  2. Marriott Bonvoy Bold — 0.8%

Phone & internet

  1. Ink Business Cash — 5.0%
  2. Marriott Bonvoy Bold — 1.5%

Rideshare & taxis

  1. Marriott Bonvoy Bold — 1.5%
  2. Ink Business Cash — 1.0%

Lyft

  1. Ink Business Cash — 5.0%
  2. Marriott Bonvoy Bold — 1.5%
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