Chase Ink Business Cash vs Instacart Mastercard
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Ink Business Cash 1.0% 1% base rate
- Instacart Mastercard 1.0% 1% base rate
Dining
- Ink Business Cash 2.0% 2%
- Instacart Mastercard 2.0% 2%
Gas
- Ink Business Cash 2.0% 2%
- Instacart Mastercard 2.0% 2%
Travel · portal
- Instacart Mastercard · Chase Travel 5.0% 5%
Phone & internet
- Ink Business Cash 5.0% 5%
- Instacart Mastercard 1.0% 1% base rate
Lyft
- Ink Business Cash 5.0% 5%
- Instacart Mastercard 1.0% 1% base rate
What the numbers are doing
Where they differ: Ink Business Cash takes phone & internet and lyft. Instacart Mastercard wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Ink Business Cash1.0% |
| Dining | Ink Business Cash2.0% |
| Gas | Ink Business Cash2.0% |
| Travel · portal | Instacart Mastercard · Chase Travel5.0% |
| Phone & internet | Ink Business Cash5.0% |
| Lyft | Ink Business Cash5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Ink Business Cash — 1.0%
- Instacart Mastercard — 1.0%
Dining
- Ink Business Cash — 2.0%
- Instacart Mastercard — 2.0%
Gas
- Ink Business Cash — 2.0%
- Instacart Mastercard — 2.0%
Travel · portal
- Instacart Mastercard · Chase Travel — 5.0%
Phone & internet
- Ink Business Cash — 5.0%
- Instacart Mastercard — 1.0%
Lyft
- Ink Business Cash — 5.0%
- Instacart Mastercard — 1.0%
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