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Chase IHG One Rewards Premier Select Credit Card vs World of Hyatt Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. IHG One Rewards Premier Select Credit Card 1.8% 3x base rate
  2. World of Hyatt Credit Card 1.7% 1x base rate

Dining

  1. IHG One Rewards Premier Select Credit Card 3.6% 6x
  2. World of Hyatt Credit Card 3.3% 2x

Travel

  1. IHG One Rewards Premier Select Credit Card 3.6% 6x
  2. World of Hyatt Credit Card 1.7% 1x base rate

Ground transportation

  1. World of Hyatt Credit Card 3.3% 2x
  2. IHG One Rewards Premier Select Credit Card 1.8% 3x base rate

Gyms

  1. World of Hyatt Credit Card 3.3% 2x
  2. IHG One Rewards Premier Select Credit Card 1.8% 3x base rate

Hotels

  1. World of Hyatt Credit Card 6.6% 4x
  2. IHG One Rewards Premier Select Credit Card 3.6% 6x

Rideshare & taxis

  1. IHG One Rewards Premier Select Credit Card 3.6% 6x
  2. World of Hyatt Credit Card 3.3% 2x

What the numbers are doing

World of Hyatt Credit Card tops ground transportation at 3.3% only because this table values its points at 1.65 cents each. Value them at one cent and IHG One Rewards Premier Select Credit Card wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge IHG One Rewards Premier Select Credit Card $350 and World of Hyatt Credit Card $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: IHG One Rewards Premier Select Credit Card takes everything else, dining, travel and rideshare & taxis; World of Hyatt Credit Card takes ground transportation, gyms and hotels.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseIHG One Rewards Premier Select Credit Card1.8%
DiningIHG One Rewards Premier Select Credit Card3.6%
TravelIHG One Rewards Premier Select Credit Card3.6%
Ground transportationWorld of Hyatt Credit Card3.3%
GymsWorld of Hyatt Credit Card3.3%
HotelsWorld of Hyatt Credit Card6.6%
Rideshare & taxisIHG One Rewards Premier Select Credit Card3.6%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. IHG One Rewards Premier Select Credit Card — 1.8%
  2. World of Hyatt Credit Card — 1.7%

Dining

  1. IHG One Rewards Premier Select Credit Card — 3.6%
  2. World of Hyatt Credit Card — 3.3%

Travel

  1. IHG One Rewards Premier Select Credit Card — 3.6%
  2. World of Hyatt Credit Card — 1.7%

Ground transportation

  1. World of Hyatt Credit Card — 3.3%
  2. IHG One Rewards Premier Select Credit Card — 1.8%

Gyms

  1. World of Hyatt Credit Card — 3.3%
  2. IHG One Rewards Premier Select Credit Card — 1.8%

Hotels

  1. World of Hyatt Credit Card — 6.6%
  2. IHG One Rewards Premier Select Credit Card — 3.6%

Rideshare & taxis

  1. IHG One Rewards Premier Select Credit Card — 3.6%
  2. World of Hyatt Credit Card — 3.3%
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