Chase IHG One Rewards Premier Select Credit Card vs United Quest Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- IHG One Rewards Premier Select Credit Card 1.8% 3x base rate
- United Quest Card 1.2% 1x base rate
Dining
- IHG One Rewards Premier Select Credit Card 3.6% 6x
- United Quest Card 2.4% 2x
Travel
- IHG One Rewards Premier Select Credit Card 3.6% 6x
- United Quest Card 2.4% 2x
Streaming
- United Quest Card 2.4% 2x
- IHG One Rewards Premier Select Credit Card 1.8% 3x base rate
Flights
- United Quest Card 4.8% 4x
- IHG One Rewards Premier Select Credit Card 3.6% 6x
Hotels · portal
- United Quest Card · Renowned Hotels for United Cardmembers 6.0% 5x
Rideshare & taxis
- IHG One Rewards Premier Select Credit Card 3.6% 6x
- United Quest Card 1.2% 1x base rate
What the numbers are doing
United Quest Card tops streaming at 2.4% only because this table values its points at 1.2 cents each. Value them at one cent and IHG One Rewards Premier Select Credit Card wins that category instead.
Where they differ: IHG One Rewards Premier Select Credit Card takes everything else, dining, travel and rideshare & taxis; United Quest Card takes streaming and flights.
| Category | Best card |
|---|---|
| Everything else | IHG One Rewards Premier Select Credit Card1.8% |
| Dining | IHG One Rewards Premier Select Credit Card3.6% |
| Travel | IHG One Rewards Premier Select Credit Card3.6% |
| Streaming | United Quest Card2.4% |
| Flights | United Quest Card4.8% |
| Hotels · portal | United Quest Card · Renowned Hotels for United Cardmembers6.0% |
| Rideshare & taxis | IHG One Rewards Premier Select Credit Card3.6% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- IHG One Rewards Premier Select Credit Card — 1.8%
- United Quest Card — 1.2%
Dining
- IHG One Rewards Premier Select Credit Card — 3.6%
- United Quest Card — 2.4%
Travel
- IHG One Rewards Premier Select Credit Card — 3.6%
- United Quest Card — 2.4%
Streaming
- United Quest Card — 2.4%
- IHG One Rewards Premier Select Credit Card — 1.8%
Flights
- United Quest Card — 4.8%
- IHG One Rewards Premier Select Credit Card — 3.6%
Hotels · portal
- United Quest Card · Renowned Hotels for United Cardmembers — 6.0%
Rideshare & taxis
- IHG One Rewards Premier Select Credit Card — 3.6%
- United Quest Card — 1.2%
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