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Chase IHG One Rewards Credit Card vs Marriott Bonvoy Bold

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. IHG One Rewards Credit Card 1.2% 2x base rate
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Dining

  1. IHG One Rewards Credit Card 1.8% 3x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Groceries

  1. IHG One Rewards Credit Card 1.8% 3x
  2. Marriott Bonvoy Bold 1.5% 2x

Gas

  1. IHG One Rewards Credit Card 1.8% 3x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Streaming

  1. IHG One Rewards Credit Card 1.8% 3x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Phone & internet

  1. IHG One Rewards Credit Card 1.8% 3x
  2. Marriott Bonvoy Bold 1.5% 2x

Utilities

  1. IHG One Rewards Credit Card 1.8% 3x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Rideshare & taxis

  1. Marriott Bonvoy Bold 1.5% 2x
  2. IHG One Rewards Credit Card 1.2% 2x base rate

What the numbers are doing

Marriott Bonvoy Bold tops rideshare & taxis at 1.5% only because this table values its points at 0.75 cents each. Value them at one cent and IHG One Rewards Credit Card wins that category instead.

Where they differ: IHG One Rewards Credit Card takes everything else, dining, groceries and gas, plus 3 more; Marriott Bonvoy Bold takes rideshare & taxis.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseIHG One Rewards Credit Card1.2%
DiningIHG One Rewards Credit Card1.8%
GroceriesIHG One Rewards Credit Card1.8%
GasIHG One Rewards Credit Card1.8%
StreamingIHG One Rewards Credit Card1.8%
Phone & internetIHG One Rewards Credit Card1.8%
UtilitiesIHG One Rewards Credit Card1.8%
Rideshare & taxisMarriott Bonvoy Bold1.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. IHG One Rewards Credit Card — 1.2%
  2. Marriott Bonvoy Bold — 0.8%

Dining

  1. IHG One Rewards Credit Card — 1.8%
  2. Marriott Bonvoy Bold — 0.8%

Groceries

  1. IHG One Rewards Credit Card — 1.8%
  2. Marriott Bonvoy Bold — 1.5%

Gas

  1. IHG One Rewards Credit Card — 1.8%
  2. Marriott Bonvoy Bold — 0.8%

Streaming

  1. IHG One Rewards Credit Card — 1.8%
  2. Marriott Bonvoy Bold — 0.8%

Phone & internet

  1. IHG One Rewards Credit Card — 1.8%
  2. Marriott Bonvoy Bold — 1.5%

Utilities

  1. IHG One Rewards Credit Card — 1.8%
  2. Marriott Bonvoy Bold — 0.8%

Rideshare & taxis

  1. Marriott Bonvoy Bold — 1.5%
  2. IHG One Rewards Credit Card — 1.2%
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