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Chase IHG One Rewards Premier vs Marriott Bonvoy Boundless

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. IHG One Rewards Premier 1.8% 3x base rate
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Dining

  1. IHG One Rewards Premier 3.0% 5x
  2. Marriott Bonvoy Boundless 2.3% 3x

Groceries

  1. IHG One Rewards Premier 3.0% 5x
  2. Marriott Bonvoy Boundless 2.3% 3x

Gas

  1. IHG One Rewards Premier 3.0% 5x
  2. Marriott Bonvoy Boundless 2.3% 3x

Travel

  1. IHG One Rewards Premier 3.0% 5x
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Hotels

  1. IHG One Rewards Premier 6.0% 10x
  2. Marriott Bonvoy Boundless 4.5% 6x

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge IHG One Rewards Premier $150 and Marriott Bonvoy Boundless $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: IHG One Rewards Premier takes everything else, dining, groceries and gas, plus 2 more. Marriott Bonvoy Boundless wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseIHG One Rewards Premier1.8%
DiningIHG One Rewards Premier3.0%
GroceriesIHG One Rewards Premier3.0%
GasIHG One Rewards Premier3.0%
TravelIHG One Rewards Premier3.0%
HotelsIHG One Rewards Premier6.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. IHG One Rewards Premier — 1.8%
  2. Marriott Bonvoy Boundless — 1.5%

Dining

  1. IHG One Rewards Premier — 3.0%
  2. Marriott Bonvoy Boundless — 2.3%

Groceries

  1. IHG One Rewards Premier — 3.0%
  2. Marriott Bonvoy Boundless — 2.3%

Gas

  1. IHG One Rewards Premier — 3.0%
  2. Marriott Bonvoy Boundless — 2.3%

Travel

  1. IHG One Rewards Premier — 3.0%
  2. Marriott Bonvoy Boundless — 1.5%

Hotels

  1. IHG One Rewards Premier — 6.0%
  2. Marriott Bonvoy Boundless — 4.5%
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