Chase IHG One Rewards Business Credit Card vs World of Hyatt Credit Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- IHG One Rewards Business Credit Card 1.8% 3x base rate
- World of Hyatt Credit Card 1.7% 1x base rate
Dining
- World of Hyatt Credit Card 3.3% 2x
- IHG One Rewards Business Credit Card 3.0% 5x
Gas
- IHG One Rewards Business Credit Card 3.0% 5x
- World of Hyatt Credit Card 1.7% 1x base rate
Travel
- IHG One Rewards Business Credit Card 3.0% 5x
- World of Hyatt Credit Card 1.7% 1x base rate
Ground transportation
- World of Hyatt Credit Card 3.3% 2x
- IHG One Rewards Business Credit Card 1.8% 3x base rate
Gyms
- World of Hyatt Credit Card 3.3% 2x
- IHG One Rewards Business Credit Card 1.8% 3x base rate
Advertising
- IHG One Rewards Business Credit Card 3.0% 5x
- World of Hyatt Credit Card 1.7% 1x base rate
Flights
- World of Hyatt Credit Card 3.3% 2x
- IHG One Rewards Business Credit Card 3.0% 5x
Hotels
- World of Hyatt Credit Card 6.6% 4x
- IHG One Rewards Business Credit Card 3.0% 5x
What the numbers are doing
World of Hyatt Credit Card tops dining at 3.3% only because this table values its points at 1.65 cents each. Value them at one cent and IHG One Rewards Business Credit Card wins that category instead.
The table is earn rate only — annual fees are not netted out of it. These cards charge IHG One Rewards Business Credit Card $200 and World of Hyatt Credit Card $95 a year, so a thin lead in one category may not cover the difference.
Where they differ: IHG One Rewards Business Credit Card takes everything else, gas, travel and advertising; World of Hyatt Credit Card takes dining, ground transportation, gyms and flights, plus 1 more.
| Category | Best card |
|---|---|
| Everything else | IHG One Rewards Business Credit Card1.8% |
| Dining | World of Hyatt Credit Card3.3% |
| Gas | IHG One Rewards Business Credit Card3.0% |
| Travel | IHG One Rewards Business Credit Card3.0% |
| Ground transportation | World of Hyatt Credit Card3.3% |
| Gyms | World of Hyatt Credit Card3.3% |
| Advertising | IHG One Rewards Business Credit Card3.0% |
| Flights | World of Hyatt Credit Card3.3% |
| Hotels | World of Hyatt Credit Card6.6% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- IHG One Rewards Business Credit Card — 1.8%
- World of Hyatt Credit Card — 1.7%
Dining
- World of Hyatt Credit Card — 3.3%
- IHG One Rewards Business Credit Card — 3.0%
Gas
- IHG One Rewards Business Credit Card — 3.0%
- World of Hyatt Credit Card — 1.7%
Travel
- IHG One Rewards Business Credit Card — 3.0%
- World of Hyatt Credit Card — 1.7%
Ground transportation
- World of Hyatt Credit Card — 3.3%
- IHG One Rewards Business Credit Card — 1.8%
Gyms
- World of Hyatt Credit Card — 3.3%
- IHG One Rewards Business Credit Card — 1.8%
Advertising
- IHG One Rewards Business Credit Card — 3.0%
- World of Hyatt Credit Card — 1.7%
Flights
- World of Hyatt Credit Card — 3.3%
- IHG One Rewards Business Credit Card — 3.0%
Hotels
- World of Hyatt Credit Card — 6.6%
- IHG One Rewards Business Credit Card — 3.0%
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