Chase IHG One Rewards Business Credit Card vs United Club Business Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- IHG One Rewards Business Credit Card 1.8% 3x base rate
- United Club Business Card 1.8% 1.5x base rate
Dining
- IHG One Rewards Business Credit Card 3.0% 5x
- United Club Business Card 1.8% 1.5x base rate
Gas
- IHG One Rewards Business Credit Card 3.0% 5x
- United Club Business Card 1.8% 1.5x base rate
Travel
- IHG One Rewards Business Credit Card 3.0% 5x
- United Club Business Card 1.8% 1.5x base rate
Advertising
- IHG One Rewards Business Credit Card 3.0% 5x
- United Club Business Card 1.8% 1.5x base rate
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge IHG One Rewards Business Credit Card $200 and United Club Business Card $695 a year, so a thin lead in one category may not cover the difference.
Where they differ: IHG One Rewards Business Credit Card takes dining, gas, travel and advertising. United Club Business Card wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | IHG One Rewards Business Credit Card1.8% |
| Dining | IHG One Rewards Business Credit Card3.0% |
| Gas | IHG One Rewards Business Credit Card3.0% |
| Travel | IHG One Rewards Business Credit Card3.0% |
| Advertising | IHG One Rewards Business Credit Card3.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- IHG One Rewards Business Credit Card — 1.8%
- United Club Business Card — 1.8%
Dining
- IHG One Rewards Business Credit Card — 3.0%
- United Club Business Card — 1.8%
Gas
- IHG One Rewards Business Credit Card — 3.0%
- United Club Business Card — 1.8%
Travel
- IHG One Rewards Business Credit Card — 3.0%
- United Club Business Card — 1.8%
Advertising
- IHG One Rewards Business Credit Card — 3.0%
- United Club Business Card — 1.8%
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