Chase Iberia Visa Signature vs United Business Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Iberia Visa Signature 1.4% 1x base rate
- United Business Card 1.2% 1x base rate
Dining
- United Business Card 2.4% 2x
- Iberia Visa Signature 1.4% 1x base rate
Gas
- United Business Card 2.4% 2x
- Iberia Visa Signature 1.4% 1x base rate
Hotels
- Iberia Visa Signature 2.8% 2x
- United Business Card 1.2% 1x base rate
Public transit
- United Business Card 2.4% 2x
- Iberia Visa Signature 1.4% 1x base rate
Rideshare & taxis
- United Business Card 2.4% 2x
- Iberia Visa Signature 1.4% 1x base rate
Tolls
- United Business Card 2.4% 2x
- Iberia Visa Signature 1.4% 1x base rate
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Iberia Visa Signature $95 and United Business Card $150 a year, so a thin lead in one category may not cover the difference.
Where they differ: Iberia Visa Signature takes everything else and hotels; United Business Card takes dining, gas, public transit and rideshare & taxis, plus 1 more.
| Category | Best card |
|---|---|
| Everything else | Iberia Visa Signature1.4% |
| Dining | United Business Card2.4% |
| Gas | United Business Card2.4% |
| Hotels | Iberia Visa Signature2.8% |
| Public transit | United Business Card2.4% |
| Rideshare & taxis | United Business Card2.4% |
| Tolls | United Business Card2.4% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Iberia Visa Signature — 1.4%
- United Business Card — 1.2%
Dining
- United Business Card — 2.4%
- Iberia Visa Signature — 1.4%
Gas
- United Business Card — 2.4%
- Iberia Visa Signature — 1.4%
Hotels
- Iberia Visa Signature — 2.8%
- United Business Card — 1.2%
Public transit
- United Business Card — 2.4%
- Iberia Visa Signature — 1.4%
Rideshare & taxis
- United Business Card — 2.4%
- Iberia Visa Signature — 1.4%
Tolls
- United Business Card — 2.4%
- Iberia Visa Signature — 1.4%
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