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Chase Iberia Visa Signature vs Southwest Rapid Rewards Plus

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Iberia Visa Signature 1.4% 1x base rate
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Groceries

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Iberia Visa Signature 1.4% 1x base rate

Gas

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Iberia Visa Signature 1.4% 1x base rate

Flights

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Iberia Visa Signature 1.4% 1x base rate

Hotels

  1. Iberia Visa Signature 2.8% 2x
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Lyft

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. Iberia Visa Signature 1.4% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Iberia Visa Signature $95 and Southwest Rapid Rewards Plus $99 a year, so a thin lead in one category may not cover the difference.

Where they differ: Iberia Visa Signature takes everything else and hotels; Southwest Rapid Rewards Plus takes groceries, gas, flights and lyft.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseIberia Visa Signature1.4%
GroceriesSouthwest Rapid Rewards Plus2.5%
GasSouthwest Rapid Rewards Plus2.5%
FlightsSouthwest Rapid Rewards Plus2.5%
HotelsIberia Visa Signature2.8%
LyftSouthwest Rapid Rewards Plus2.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Iberia Visa Signature — 1.4%
  2. Southwest Rapid Rewards Plus — 1.3%

Groceries

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Iberia Visa Signature — 1.4%

Gas

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Iberia Visa Signature — 1.4%

Flights

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Iberia Visa Signature — 1.4%

Hotels

  1. Iberia Visa Signature — 2.8%
  2. Southwest Rapid Rewards Plus — 1.3%

Lyft

  1. Southwest Rapid Rewards Plus — 2.5%
  2. Iberia Visa Signature — 1.4%
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