Chase Iberia Visa Signature vs Southwest Rapid Rewards Premier Credit Card
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Iberia Visa Signature 1.4% 1x base rate
- Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate
Dining
- Southwest Rapid Rewards Premier Credit Card 2.5% 2x
- Iberia Visa Signature 1.4% 1x base rate
Groceries
- Southwest Rapid Rewards Premier Credit Card 2.5% 2x
- Iberia Visa Signature 1.4% 1x base rate
Hotels
- Iberia Visa Signature 2.8% 2x
- Southwest Rapid Rewards Premier Credit Card 1.3% 1x base rate
Lyft
- Southwest Rapid Rewards Premier Credit Card 3.8% 3x
- Iberia Visa Signature 1.4% 1x base rate
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Iberia Visa Signature $95 and Southwest Rapid Rewards Premier Credit Card $149 a year, so a thin lead in one category may not cover the difference.
Where they differ: Iberia Visa Signature takes everything else and hotels; Southwest Rapid Rewards Premier Credit Card takes dining, groceries and lyft.
| Category | Best card |
|---|---|
| Everything else | Iberia Visa Signature1.4% |
| Dining | Southwest Rapid Rewards Premier Credit Card2.5% |
| Groceries | Southwest Rapid Rewards Premier Credit Card2.5% |
| Hotels | Iberia Visa Signature2.8% |
| Lyft | Southwest Rapid Rewards Premier Credit Card3.8% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Iberia Visa Signature — 1.4%
- Southwest Rapid Rewards Premier Credit Card — 1.3%
Dining
- Southwest Rapid Rewards Premier Credit Card — 2.5%
- Iberia Visa Signature — 1.4%
Groceries
- Southwest Rapid Rewards Premier Credit Card — 2.5%
- Iberia Visa Signature — 1.4%
Hotels
- Iberia Visa Signature — 2.8%
- Southwest Rapid Rewards Premier Credit Card — 1.3%
Lyft
- Southwest Rapid Rewards Premier Credit Card — 3.8%
- Iberia Visa Signature — 1.4%
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