Chase Iberia Visa Signature vs Sapphire Preferred
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Sapphire Preferred 2.1% 1x base rate
- Iberia Visa Signature 1.4% 1x base rate
Dining
- Sapphire Preferred 6.2% 3x
- Iberia Visa Signature 1.4% 1x base rate
Gas
- Sapphire Preferred 6.2% 3x
- Iberia Visa Signature 1.4% 1x base rate
Travel
- Sapphire Preferred 4.1% 2x
- Iberia Visa Signature 1.4% 1x base rate
Travel · portal
- Sapphire Preferred · Chase Travel 10.3% 5x
Streaming
- Sapphire Preferred 6.2% 3x
- Iberia Visa Signature 1.4% 1x base rate
Online grocery
- Sapphire Preferred 6.2% 3x
- Iberia Visa Signature 1.4% 1x base rate
Rideshare & taxis
- Sapphire Preferred 4.1% 2x
- Iberia Visa Signature 1.4% 1x base rate
Peloton
- Sapphire Preferred 10.3% 5x
- Iberia Visa Signature 1.4% 1x base rate
Lyft
- Sapphire Preferred 10.3% 5x
- Iberia Visa Signature 1.4% 1x base rate
What the numbers are doing
Sapphire Preferred tops everything else at 2.1% only because this table values its points at 2.05 cents each. Value them at one cent and Iberia Visa Signature wins that category instead.
Where they differ: Sapphire Preferred takes everything else, dining, gas and travel, plus 5 more. Iberia Visa Signature wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Sapphire Preferred2.1% |
| Dining | Sapphire Preferred6.2% |
| Gas | Sapphire Preferred6.2% |
| Travel | Sapphire Preferred4.1% |
| Travel · portal | Sapphire Preferred · Chase Travel10.3% |
| Streaming | Sapphire Preferred6.2% |
| Online grocery | Sapphire Preferred6.2% |
| Rideshare & taxis | Sapphire Preferred4.1% |
| Peloton | Sapphire Preferred10.3% |
| Lyft | Sapphire Preferred10.3% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Sapphire Preferred — 2.1%
- Iberia Visa Signature — 1.4%
Dining
- Sapphire Preferred — 6.2%
- Iberia Visa Signature — 1.4%
Gas
- Sapphire Preferred — 6.2%
- Iberia Visa Signature — 1.4%
Travel
- Sapphire Preferred — 4.1%
- Iberia Visa Signature — 1.4%
Travel · portal
- Sapphire Preferred · Chase Travel — 10.3%
Streaming
- Sapphire Preferred — 6.2%
- Iberia Visa Signature — 1.4%
Online grocery
- Sapphire Preferred — 6.2%
- Iberia Visa Signature — 1.4%
Rideshare & taxis
- Sapphire Preferred — 4.1%
- Iberia Visa Signature — 1.4%
Peloton
- Sapphire Preferred — 10.3%
- Iberia Visa Signature — 1.4%
Lyft
- Sapphire Preferred — 10.3%
- Iberia Visa Signature — 1.4%
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