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Chase Iberia Visa Signature vs Marriott Bonvoy Bold

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Iberia Visa Signature 1.4% 1x base rate
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Groceries

  1. Marriott Bonvoy Bold 1.5% 2x
  2. Iberia Visa Signature 1.4% 1x base rate

Phone & internet

  1. Marriott Bonvoy Bold 1.5% 2x
  2. Iberia Visa Signature 1.4% 1x base rate

Uber Eats

  1. Marriott Bonvoy Bold 1.5% 2x
  2. Iberia Visa Signature 1.4% 1x base rate

Hotels

  1. Iberia Visa Signature 2.8% 2x
  2. Marriott Bonvoy Bold 0.8% 1x base rate

Rideshare & taxis

  1. Marriott Bonvoy Bold 1.5% 2x
  2. Iberia Visa Signature 1.4% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Iberia Visa Signature $95 and Marriott Bonvoy Bold $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Iberia Visa Signature takes everything else and hotels; Marriott Bonvoy Bold takes groceries, phone & internet, uber eats and rideshare & taxis.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseIberia Visa Signature1.4%
GroceriesMarriott Bonvoy Bold1.5%
Phone & internetMarriott Bonvoy Bold1.5%
Uber EatsMarriott Bonvoy Bold1.5%
HotelsIberia Visa Signature2.8%
Rideshare & taxisMarriott Bonvoy Bold1.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Iberia Visa Signature — 1.4%
  2. Marriott Bonvoy Bold — 0.8%

Groceries

  1. Marriott Bonvoy Bold — 1.5%
  2. Iberia Visa Signature — 1.4%

Phone & internet

  1. Marriott Bonvoy Bold — 1.5%
  2. Iberia Visa Signature — 1.4%

Uber Eats

  1. Marriott Bonvoy Bold — 1.5%
  2. Iberia Visa Signature — 1.4%

Hotels

  1. Iberia Visa Signature — 2.8%
  2. Marriott Bonvoy Bold — 0.8%

Rideshare & taxis

  1. Marriott Bonvoy Bold — 1.5%
  2. Iberia Visa Signature — 1.4%
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