Chase Iberia Visa Signature vs Ink Business Unlimited
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Ink Business Unlimited 1.5% 1.5% base rate
- Iberia Visa Signature 1.4% 1x base rate
Hotels
- Iberia Visa Signature 2.8% 2x
- Ink Business Unlimited 1.5% 1.5% base rate
Lyft
- Ink Business Unlimited 5.0% 5%
- Iberia Visa Signature 1.4% 1x base rate
What the numbers are doing
Abroad the answer flips: Ink Business Unlimited charges a 3% foreign transaction fee, so once that comes off the rate Iberia Visa Signature is the better card for everyday spend.
The table is earn rate only — annual fees are not netted out of it. These cards charge Iberia Visa Signature $95 and Ink Business Unlimited $0 a year, so a thin lead in one category may not cover the difference.
Where they differ: Ink Business Unlimited takes everything else and lyft; Iberia Visa Signature takes hotels.
| Category | Best card |
|---|---|
| Everything else | Ink Business Unlimited1.5% |
| Hotels | Iberia Visa Signature2.8% |
| Lyft | Ink Business Unlimited5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Ink Business Unlimited — 1.5%
- Iberia Visa Signature — 1.4%
Hotels
- Iberia Visa Signature — 2.8%
- Ink Business Unlimited — 1.5%
Lyft
- Ink Business Unlimited — 5.0%
- Iberia Visa Signature — 1.4%
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