Chase Iberia Visa Signature vs Ink Business Premier
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Ink Business Premier 2.0% 2% base rate
- Iberia Visa Signature 1.4% 1x base rate
Travel · portal
- Ink Business Premier · Chase Travel 5.0% 5%
Hotels
- Iberia Visa Signature 2.8% 2x
- Ink Business Premier 2.0% 2% base rate
Lyft
- Ink Business Premier 5.0% 5%
- Iberia Visa Signature 1.4% 1x base rate
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Iberia Visa Signature $95 and Ink Business Premier $195 a year, so a thin lead in one category may not cover the difference.
Where they differ: Ink Business Premier takes everything else and lyft; Iberia Visa Signature takes hotels.
| Category | Best card |
|---|---|
| Everything else | Ink Business Premier2.0% |
| Travel · portal | Ink Business Premier · Chase Travel5.0% |
| Hotels | Iberia Visa Signature2.8% |
| Lyft | Ink Business Premier5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Ink Business Premier — 2.0%
- Iberia Visa Signature — 1.4%
Travel · portal
- Ink Business Premier · Chase Travel — 5.0%
Hotels
- Iberia Visa Signature — 2.8%
- Ink Business Premier — 2.0%
Lyft
- Ink Business Premier — 5.0%
- Iberia Visa Signature — 1.4%
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