pointslip milestomorrow.com

Chase Iberia Visa Signature vs Ink Business Cash

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Iberia Visa Signature 1.4% 1x base rate
  2. Ink Business Cash 1.0% 1% base rate

Dining

  1. Ink Business Cash 2.0% 2%
  2. Iberia Visa Signature 1.4% 1x base rate

Gas

  1. Ink Business Cash 2.0% 2%
  2. Iberia Visa Signature 1.4% 1x base rate

Phone & internet

  1. Ink Business Cash 5.0% 5%
  2. Iberia Visa Signature 1.4% 1x base rate

Hotels

  1. Iberia Visa Signature 2.8% 2x
  2. Ink Business Cash 1.0% 1% base rate

Lyft

  1. Ink Business Cash 5.0% 5%
  2. Iberia Visa Signature 1.4% 1x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Iberia Visa Signature $95 and Ink Business Cash $0 a year, so a thin lead in one category may not cover the difference.

Where they differ: Iberia Visa Signature takes everything else and hotels; Ink Business Cash takes dining, gas, phone & internet and lyft.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseIberia Visa Signature1.4%
DiningInk Business Cash2.0%
GasInk Business Cash2.0%
Phone & internetInk Business Cash5.0%
HotelsIberia Visa Signature2.8%
LyftInk Business Cash5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Iberia Visa Signature — 1.4%
  2. Ink Business Cash — 1.0%

Dining

  1. Ink Business Cash — 2.0%
  2. Iberia Visa Signature — 1.4%

Gas

  1. Ink Business Cash — 2.0%
  2. Iberia Visa Signature — 1.4%

Phone & internet

  1. Ink Business Cash — 5.0%
  2. Iberia Visa Signature — 1.4%

Hotels

  1. Iberia Visa Signature — 2.8%
  2. Ink Business Cash — 1.0%

Lyft

  1. Ink Business Cash — 5.0%
  2. Iberia Visa Signature — 1.4%
Add to Apple Wallet

This link hands the pass straight to Wallet, no app and no account — its first three rows; the app unlocks every row.

iPhone app · not yet released

Preview this set of cards. The first three rows are free, whatever cards you hold; every row and every feature is $9.99 once, in the app. See the free combos.

Open this ranking in the generator

A cheat sheet in your Wallet that tells you which card to use. No account, no bank linking, no subscription.