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Chase Freedom Unlimited vs Marriott Bonvoy Bountiful

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Freedom Unlimited 1.5% 1.5% base rate
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

Dining

  1. Freedom Unlimited 3.0% 3%
  2. Marriott Bonvoy Bountiful 3.0% 4x

Groceries

  1. Marriott Bonvoy Bountiful 3.0% 4x
  2. Freedom Unlimited 1.5% 1.5% base rate

Travel · portal

  1. Freedom Unlimited · Chase Travel 5.0% 5%

Drugstores

  1. Freedom Unlimited 3.0% 3%
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

Lyft

  1. Freedom Unlimited 2.0% 2%
  2. Marriott Bonvoy Bountiful 1.5% 2x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Freedom Unlimited $0 and Marriott Bonvoy Bountiful $250 a year, so a thin lead in one category may not cover the difference.

Where they differ: Marriott Bonvoy Bountiful takes groceries; Freedom Unlimited takes drugstores and lyft.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseFreedom Unlimited1.5%
DiningFreedom Unlimited3.0%
GroceriesMarriott Bonvoy Bountiful3.0%
Travel · portalFreedom Unlimited · Chase Travel5.0%
DrugstoresFreedom Unlimited3.0%
LyftFreedom Unlimited2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Freedom Unlimited — 1.5%
  2. Marriott Bonvoy Bountiful — 1.5%

Dining

  1. Freedom Unlimited — 3.0%
  2. Marriott Bonvoy Bountiful — 3.0%

Groceries

  1. Marriott Bonvoy Bountiful — 3.0%
  2. Freedom Unlimited — 1.5%

Travel · portal

  1. Freedom Unlimited · Chase Travel — 5.0%

Drugstores

  1. Freedom Unlimited — 3.0%
  2. Marriott Bonvoy Bountiful — 1.5%

Lyft

  1. Freedom Unlimited — 2.0%
  2. Marriott Bonvoy Bountiful — 1.5%
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