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Chase Freedom Unlimited vs Marriott Bonvoy Boundless

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Freedom Unlimited 1.5% 1.5% base rate
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Dining

  1. Freedom Unlimited 3.0% 3%
  2. Marriott Bonvoy Boundless 2.3% 3x

Groceries

  1. Marriott Bonvoy Boundless 2.3% 3x
  2. Freedom Unlimited 1.5% 1.5% base rate

Gas

  1. Marriott Bonvoy Boundless 2.3% 3x
  2. Freedom Unlimited 1.5% 1.5% base rate

Travel · portal

  1. Freedom Unlimited · Chase Travel 5.0% 5%

Drugstores

  1. Freedom Unlimited 3.0% 3%
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

Hotels

  1. Marriott Bonvoy Boundless 4.5% 6x
  2. Freedom Unlimited 1.5% 1.5% base rate

Lyft

  1. Freedom Unlimited 2.0% 2%
  2. Marriott Bonvoy Boundless 1.5% 2x base rate

What the numbers are doing

The table is earn rate only — annual fees are not netted out of it. These cards charge Freedom Unlimited $0 and Marriott Bonvoy Boundless $95 a year, so a thin lead in one category may not cover the difference.

Where they differ: Freedom Unlimited takes dining, drugstores and lyft; Marriott Bonvoy Boundless takes groceries, gas and hotels.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseFreedom Unlimited1.5%
DiningFreedom Unlimited3.0%
GroceriesMarriott Bonvoy Boundless2.3%
GasMarriott Bonvoy Boundless2.3%
Travel · portalFreedom Unlimited · Chase Travel5.0%
DrugstoresFreedom Unlimited3.0%
HotelsMarriott Bonvoy Boundless4.5%
LyftFreedom Unlimited2.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Freedom Unlimited — 1.5%
  2. Marriott Bonvoy Boundless — 1.5%

Dining

  1. Freedom Unlimited — 3.0%
  2. Marriott Bonvoy Boundless — 2.3%

Groceries

  1. Marriott Bonvoy Boundless — 2.3%
  2. Freedom Unlimited — 1.5%

Gas

  1. Marriott Bonvoy Boundless — 2.3%
  2. Freedom Unlimited — 1.5%

Travel · portal

  1. Freedom Unlimited · Chase Travel — 5.0%

Drugstores

  1. Freedom Unlimited — 3.0%
  2. Marriott Bonvoy Boundless — 1.5%

Hotels

  1. Marriott Bonvoy Boundless — 4.5%
  2. Freedom Unlimited — 1.5%

Lyft

  1. Freedom Unlimited — 2.0%
  2. Marriott Bonvoy Boundless — 1.5%
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