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Chase Freedom Unlimited vs Ink Business Unlimited

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Freedom Unlimited 1.5% 1.5% base rate
  2. Ink Business Unlimited 1.5% 1.5% base rate

Dining

  1. Freedom Unlimited 3.0% 3%
  2. Ink Business Unlimited 1.5% 1.5% base rate

Travel · portal

  1. Freedom Unlimited · Chase Travel 5.0% 5%

Drugstores

  1. Freedom Unlimited 3.0% 3%
  2. Ink Business Unlimited 1.5% 1.5% base rate

Lyft

  1. Ink Business Unlimited 5.0% 5%
  2. Freedom Unlimited 2.0% 2%

What the numbers are doing

Where they differ: Freedom Unlimited takes dining and drugstores; Ink Business Unlimited takes lyft.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseFreedom Unlimited1.5%
DiningFreedom Unlimited3.0%
Travel · portalFreedom Unlimited · Chase Travel5.0%
DrugstoresFreedom Unlimited3.0%
LyftInk Business Unlimited5.0%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Freedom Unlimited — 1.5%
  2. Ink Business Unlimited — 1.5%

Dining

  1. Freedom Unlimited — 3.0%
  2. Ink Business Unlimited — 1.5%

Travel · portal

  1. Freedom Unlimited · Chase Travel — 5.0%

Drugstores

  1. Freedom Unlimited — 3.0%
  2. Ink Business Unlimited — 1.5%

Lyft

  1. Ink Business Unlimited — 5.0%
  2. Freedom Unlimited — 2.0%
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