Chase Freedom Rise vs Ink Business Preferred
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Ink Business Preferred 2.1% 1x base rate
- Freedom Rise 1.5% 1.5% base rate
Phone & internet
- Ink Business Preferred 6.2% 3x
- Freedom Rise 1.5% 1.5% base rate
Shipping
- Ink Business Preferred 6.2% 3x
- Freedom Rise 1.5% 1.5% base rate
Advertising
- Ink Business Preferred 6.2% 3x
- Freedom Rise 1.5% 1.5% base rate
Flights
- Ink Business Preferred 6.2% 3x
- Freedom Rise 1.5% 1.5% base rate
Hotels
- Ink Business Preferred 6.2% 3x
- Freedom Rise 1.5% 1.5% base rate
Lyft
- Ink Business Preferred 10.3% 5x
- Freedom Rise 2.0% 2%
What the numbers are doing
Ink Business Preferred tops everything else at 2.1% only because this table values its points at 2.05 cents each. Value them at one cent and Freedom Rise wins that category instead.
The table is earn rate only — annual fees are not netted out of it. These cards charge Freedom Rise $0 and Ink Business Preferred $95 a year, so a thin lead in one category may not cover the difference.
Where they differ: Ink Business Preferred takes everything else, phone & internet, shipping and advertising, plus 3 more. Freedom Rise wins nothing outright in this wallet.
| Category | Best card |
|---|---|
| Everything else | Ink Business Preferred2.1% |
| Phone & internet | Ink Business Preferred6.2% |
| Shipping | Ink Business Preferred6.2% |
| Advertising | Ink Business Preferred6.2% |
| Flights | Ink Business Preferred6.2% |
| Hotels | Ink Business Preferred6.2% |
| Lyft | Ink Business Preferred10.3% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Ink Business Preferred — 2.1%
- Freedom Rise — 1.5%
Phone & internet
- Ink Business Preferred — 6.2%
- Freedom Rise — 1.5%
Shipping
- Ink Business Preferred — 6.2%
- Freedom Rise — 1.5%
Advertising
- Ink Business Preferred — 6.2%
- Freedom Rise — 1.5%
Flights
- Ink Business Preferred — 6.2%
- Freedom Rise — 1.5%
Hotels
- Ink Business Preferred — 6.2%
- Freedom Rise — 1.5%
Lyft
- Ink Business Preferred — 10.3%
- Freedom Rise — 2.0%
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