Chase Freedom Rise vs Ink Business Cash
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Freedom Rise 1.5% 1.5% base rate
- Ink Business Cash 1.0% 1% base rate
Dining
- Ink Business Cash 2.0% 2%
- Freedom Rise 1.5% 1.5% base rate
Gas
- Ink Business Cash 2.0% 2%
- Freedom Rise 1.5% 1.5% base rate
Phone & internet
- Ink Business Cash 5.0% 5%
- Freedom Rise 1.5% 1.5% base rate
Lyft
- Ink Business Cash 5.0% 5%
- Freedom Rise 2.0% 2%
What the numbers are doing
Where they differ: Freedom Rise takes everything else; Ink Business Cash takes dining, gas, phone & internet and lyft.
| Category | Best card |
|---|---|
| Everything else | Freedom Rise1.5% |
| Dining | Ink Business Cash2.0% |
| Gas | Ink Business Cash2.0% |
| Phone & internet | Ink Business Cash5.0% |
| Lyft | Ink Business Cash5.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Freedom Rise — 1.5%
- Ink Business Cash — 1.0%
Dining
- Ink Business Cash — 2.0%
- Freedom Rise — 1.5%
Gas
- Ink Business Cash — 2.0%
- Freedom Rise — 1.5%
Phone & internet
- Ink Business Cash — 5.0%
- Freedom Rise — 1.5%
Lyft
- Ink Business Cash — 5.0%
- Freedom Rise — 2.0%
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