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Chase DoorDash Rewards Mastercard vs United Gateway Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. United Gateway Card 1.2% 1x base rate
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

Dining

  1. DoorDash Rewards Mastercard 3.0% 3%
  2. United Gateway Card 1.2% 1x base rate

Groceries

  1. DoorDash Rewards Mastercard 2.0% 2%
  2. United Gateway Card 1.2% 1x base rate

Gas

  1. United Gateway Card 2.4% 2x
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

Public transit

  1. United Gateway Card 2.4% 2x
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

Rideshare & taxis

  1. United Gateway Card 2.4% 2x
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

Tolls

  1. United Gateway Card 2.4% 2x
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

What the numbers are doing

United Gateway Card tops everything else at 1.2% only because this table values its points at 1.2 cents each. Value them at one cent and DoorDash Rewards Mastercard wins that category instead.

Where they differ: United Gateway Card takes everything else, gas, public transit and rideshare & taxis, plus 1 more; DoorDash Rewards Mastercard takes dining and groceries.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseUnited Gateway Card1.2%
DiningDoorDash Rewards Mastercard3.0%
GroceriesDoorDash Rewards Mastercard2.0%
GasUnited Gateway Card2.4%
Public transitUnited Gateway Card2.4%
Rideshare & taxisUnited Gateway Card2.4%
TollsUnited Gateway Card2.4%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. United Gateway Card — 1.2%
  2. DoorDash Rewards Mastercard — 1.0%

Dining

  1. DoorDash Rewards Mastercard — 3.0%
  2. United Gateway Card — 1.2%

Groceries

  1. DoorDash Rewards Mastercard — 2.0%
  2. United Gateway Card — 1.2%

Gas

  1. United Gateway Card — 2.4%
  2. DoorDash Rewards Mastercard — 1.0%

Public transit

  1. United Gateway Card — 2.4%
  2. DoorDash Rewards Mastercard — 1.0%

Rideshare & taxis

  1. United Gateway Card — 2.4%
  2. DoorDash Rewards Mastercard — 1.0%

Tolls

  1. United Gateway Card — 2.4%
  2. DoorDash Rewards Mastercard — 1.0%
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