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Chase DoorDash Rewards Mastercard vs Southwest Rapid Rewards Plus

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Southwest Rapid Rewards Plus 1.3% 1x base rate
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

Dining

  1. DoorDash Rewards Mastercard 3.0% 3%
  2. Southwest Rapid Rewards Plus 1.3% 1x base rate

Groceries

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. DoorDash Rewards Mastercard 2.0% 2%

Gas

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

Flights

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

Lyft

  1. Southwest Rapid Rewards Plus 2.5% 2x
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

What the numbers are doing

Southwest Rapid Rewards Plus tops everything else at 1.3% only because this table values its points at 1.25 cents each. Value them at one cent and DoorDash Rewards Mastercard wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge DoorDash Rewards Mastercard $0 and Southwest Rapid Rewards Plus $99 a year, so a thin lead in one category may not cover the difference.

Where they differ: Southwest Rapid Rewards Plus takes everything else, groceries, gas and flights, plus 1 more; DoorDash Rewards Mastercard takes dining.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseSouthwest Rapid Rewards Plus1.3%
DiningDoorDash Rewards Mastercard3.0%
GroceriesSouthwest Rapid Rewards Plus2.5%
GasSouthwest Rapid Rewards Plus2.5%
FlightsSouthwest Rapid Rewards Plus2.5%
LyftSouthwest Rapid Rewards Plus2.5%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Southwest Rapid Rewards Plus — 1.3%
  2. DoorDash Rewards Mastercard — 1.0%

Dining

  1. DoorDash Rewards Mastercard — 3.0%
  2. Southwest Rapid Rewards Plus — 1.3%

Groceries

  1. Southwest Rapid Rewards Plus — 2.5%
  2. DoorDash Rewards Mastercard — 2.0%

Gas

  1. Southwest Rapid Rewards Plus — 2.5%
  2. DoorDash Rewards Mastercard — 1.0%

Flights

  1. Southwest Rapid Rewards Plus — 2.5%
  2. DoorDash Rewards Mastercard — 1.0%

Lyft

  1. Southwest Rapid Rewards Plus — 2.5%
  2. DoorDash Rewards Mastercard — 1.0%
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