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Chase DoorDash Rewards Mastercard vs Southwest Rapid Rewards Premier Business Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. Southwest Rapid Rewards Premier Business Credit Card 1.3% 1x base rate
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

Dining

  1. DoorDash Rewards Mastercard 3.0% 3%
  2. Southwest Rapid Rewards Premier Business Credit Card 2.5% 2x

Groceries

  1. DoorDash Rewards Mastercard 2.0% 2%
  2. Southwest Rapid Rewards Premier Business Credit Card 1.3% 1x base rate

Gas

  1. Southwest Rapid Rewards Premier Business Credit Card 2.5% 2x
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

Lyft

  1. Southwest Rapid Rewards Premier Business Credit Card 3.8% 3x
  2. DoorDash Rewards Mastercard 1.0% 1% base rate

What the numbers are doing

Southwest Rapid Rewards Premier Business Credit Card tops everything else at 1.3% only because this table values its points at 1.25 cents each. Value them at one cent and DoorDash Rewards Mastercard wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge DoorDash Rewards Mastercard $0 and Southwest Rapid Rewards Premier Business Credit Card $149 a year, so a thin lead in one category may not cover the difference.

Where they differ: Southwest Rapid Rewards Premier Business Credit Card takes everything else, gas and lyft; DoorDash Rewards Mastercard takes dining and groceries.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseSouthwest Rapid Rewards Premier Business Credit Card1.3%
DiningDoorDash Rewards Mastercard3.0%
GroceriesDoorDash Rewards Mastercard2.0%
GasSouthwest Rapid Rewards Premier Business Credit Card2.5%
LyftSouthwest Rapid Rewards Premier Business Credit Card3.8%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. Southwest Rapid Rewards Premier Business Credit Card — 1.3%
  2. DoorDash Rewards Mastercard — 1.0%

Dining

  1. DoorDash Rewards Mastercard — 3.0%
  2. Southwest Rapid Rewards Premier Business Credit Card — 2.5%

Groceries

  1. DoorDash Rewards Mastercard — 2.0%
  2. Southwest Rapid Rewards Premier Business Credit Card — 1.3%

Gas

  1. Southwest Rapid Rewards Premier Business Credit Card — 2.5%
  2. DoorDash Rewards Mastercard — 1.0%

Lyft

  1. Southwest Rapid Rewards Premier Business Credit Card — 3.8%
  2. DoorDash Rewards Mastercard — 1.0%
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