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Chase Disney Visa Card vs United Gateway Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. United Gateway Card 1.2% 1x base rate
  2. Disney Visa Card 1.0% 1x base rate

Gas

  1. United Gateway Card 2.4% 2x
  2. Disney Visa Card 1.0% 1x base rate

Public transit

  1. United Gateway Card 2.4% 2x
  2. Disney Visa Card 1.0% 1x base rate

Rideshare & taxis

  1. United Gateway Card 2.4% 2x
  2. Disney Visa Card 1.0% 1x base rate

Tolls

  1. United Gateway Card 2.4% 2x
  2. Disney Visa Card 1.0% 1x base rate

What the numbers are doing

United Gateway Card tops everything else at 1.2% only because this table values its points at 1.2 cents each. Value them at one cent and Disney Visa Card wins that category instead.

Where they differ: United Gateway Card takes everything else, gas, public transit and rideshare & taxis, plus 1 more. Disney Visa Card wins nothing outright in this wallet.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseUnited Gateway Card1.2%
GasUnited Gateway Card2.4%
Public transitUnited Gateway Card2.4%
Rideshare & taxisUnited Gateway Card2.4%
TollsUnited Gateway Card2.4%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. United Gateway Card — 1.2%
  2. Disney Visa Card — 1.0%

Gas

  1. United Gateway Card — 2.4%
  2. Disney Visa Card — 1.0%

Public transit

  1. United Gateway Card — 2.4%
  2. Disney Visa Card — 1.0%

Rideshare & taxis

  1. United Gateway Card — 2.4%
  2. Disney Visa Card — 1.0%

Tolls

  1. United Gateway Card — 2.4%
  2. Disney Visa Card — 1.0%
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