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Chase Disney Premier Visa Card vs IHG One Rewards Premier Select Credit Card

Both are Chase cards. Here is every spend category, ranked by what each card actually returns.

Best card by category Card terms as of Oct 29

Everything else

  1. IHG One Rewards Premier Select Credit Card 1.8% 3x base rate
  2. Disney Premier Visa Card 1.0% 1x base rate

Dining

  1. IHG One Rewards Premier Select Credit Card 3.6% 6x
  2. Disney Premier Visa Card 2.0% 2x

Groceries

  1. Disney Premier Visa Card 2.0% 2x
  2. IHG One Rewards Premier Select Credit Card 1.8% 3x base rate

Gas

  1. Disney Premier Visa Card 2.0% 2x
  2. IHG One Rewards Premier Select Credit Card 1.8% 3x base rate

Travel

  1. IHG One Rewards Premier Select Credit Card 3.6% 6x
  2. Disney Premier Visa Card 1.0% 1x base rate

Rideshare & taxis

  1. IHG One Rewards Premier Select Credit Card 3.6% 6x
  2. Disney Premier Visa Card 1.0% 1x base rate

What the numbers are doing

Disney Premier Visa Card tops groceries at 2.0% only because this table values its points at 1 cents each. Value them at one cent and IHG One Rewards Premier Select Credit Card wins that category instead.

The table is earn rate only — annual fees are not netted out of it. These cards charge Disney Premier Visa Card $49 and IHG One Rewards Premier Select Credit Card $350 a year, so a thin lead in one category may not cover the difference.

Where they differ: IHG One Rewards Premier Select Credit Card takes everything else, dining, travel and rideshare & taxis; Disney Premier Visa Card takes groceries and gas.

pointslipEveryday
Pass content preview
CategoryBest card
Everything elseIHG One Rewards Premier Select Credit Card1.8%
DiningIHG One Rewards Premier Select Credit Card3.6%
GroceriesDisney Premier Visa Card2.0%
GasDisney Premier Visa Card2.0%
TravelIHG One Rewards Premier Select Credit Card3.6%
Rideshare & taxisIHG One Rewards Premier Select Credit Card3.6%

Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.

Every category, every card

Everything else

  1. IHG One Rewards Premier Select Credit Card — 1.8%
  2. Disney Premier Visa Card — 1.0%

Dining

  1. IHG One Rewards Premier Select Credit Card — 3.6%
  2. Disney Premier Visa Card — 2.0%

Groceries

  1. Disney Premier Visa Card — 2.0%
  2. IHG One Rewards Premier Select Credit Card — 1.8%

Gas

  1. Disney Premier Visa Card — 2.0%
  2. IHG One Rewards Premier Select Credit Card — 1.8%

Travel

  1. IHG One Rewards Premier Select Credit Card — 3.6%
  2. Disney Premier Visa Card — 1.0%

Rideshare & taxis

  1. IHG One Rewards Premier Select Credit Card — 3.6%
  2. Disney Premier Visa Card — 1.0%
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