Chase Disney Premier Visa Card vs Freedom Unlimited
Both are Chase cards. Here is every spend category, ranked by what each card actually returns.
Everything else
- Freedom Unlimited 1.5% 1.5% base rate
- Disney Premier Visa Card 1.0% 1x base rate
Dining
- Freedom Unlimited 3.0% 3%
- Disney Premier Visa Card 2.0% 2x
Groceries
- Disney Premier Visa Card 2.0% 2x
- Freedom Unlimited 1.5% 1.5% base rate
Gas
- Disney Premier Visa Card 2.0% 2x
- Freedom Unlimited 1.5% 1.5% base rate
Travel · portal
- Freedom Unlimited · Chase Travel 5.0% 5%
Drugstores
- Freedom Unlimited 3.0% 3%
- Disney Premier Visa Card 1.0% 1x base rate
Lyft
- Freedom Unlimited 2.0% 2%
- Disney Premier Visa Card 1.0% 1x base rate
What the numbers are doing
The table is earn rate only — annual fees are not netted out of it. These cards charge Disney Premier Visa Card $49 and Freedom Unlimited $0 a year, so a thin lead in one category may not cover the difference.
Where they differ: Freedom Unlimited takes everything else, dining, drugstores and lyft; Disney Premier Visa Card takes groceries and gas.
| Category | Best card |
|---|---|
| Everything else | Freedom Unlimited1.5% |
| Dining | Freedom Unlimited3.0% |
| Groceries | Disney Premier Visa Card2.0% |
| Gas | Disney Premier Visa Card2.0% |
| Travel · portal | Freedom Unlimited · Chase Travel5.0% |
| Drugstores | Freedom Unlimited3.0% |
| Lyft | Freedom Unlimited2.0% |
Content preview. Apple Wallet controls the layout; visible categories vary by device. Categories that rank the same as Everything else are left off; every other category is in pass details.
Every category, every card
Everything else
- Freedom Unlimited — 1.5%
- Disney Premier Visa Card — 1.0%
Dining
- Freedom Unlimited — 3.0%
- Disney Premier Visa Card — 2.0%
Groceries
- Disney Premier Visa Card — 2.0%
- Freedom Unlimited — 1.5%
Gas
- Disney Premier Visa Card — 2.0%
- Freedom Unlimited — 1.5%
Travel · portal
- Freedom Unlimited · Chase Travel — 5.0%
Drugstores
- Freedom Unlimited — 3.0%
- Disney Premier Visa Card — 1.0%
Lyft
- Freedom Unlimited — 2.0%
- Disney Premier Visa Card — 1.0%
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